Insights


Timely industry insights and opinions from the U.S. Risk team.


◼ PROFESSIONAL LIABILITY

Tips for Surviving the Hard Market

By Marla Timmons | April 29, 2022

Since the hard market isn’t likely to go away soon, I’ve put together some tips for you, our agents. These tips are geared toward the professional liability segment but… more ▶


◼ RESTORATION INSURANCE

Issues with Fire and Water Restoration Insurance Placements 

By Michael Gonzalez | April 5, 2022

After fire and flood wreak havoc on your office or home, simply demolishing the structure is not typically the most cost efficient solution to regain normality. Through mitigation and restoration… more ▶


◼ DIRECTORS AND OFFICERS LIABILITY

Excess Side A DIC Coverage: Considerations for Privately Held and Not-for-Profit Entities

By Tim Bennett | March 1, 2022

In the last few decades, privately held and not-for-profit entities have come to recognize the wisdom of securing comprehensive Directors & Officers Liability (D&O) coverage. Like their publicly traded counterparts… more ▶


◼ ENTERTAINMENT INSURANCE

Growing Liabilities Restrict Insurance Availability For Live Events

By Scott Carroll | January 28, 2021

Strained workforces, dynamic local health regulations and heightened safety expectations have tightened the insurance market for live events. As we kick off another year in the shadow of Covid-19… more ▶


◼ CYBER INSURANCE

The Cyber Insurance Market is in Turmoil – Prepare Your Clients Now!

By Tim Bennett | December 15, 2021

The cyber insurance market is in a state of disruption and turmoil these days, the likes of which I haven’t seen in my nearly thirty years in the business. Beginning in early 2021… more ▶


◼ PARKING OPERATIONS

Parking Operators, Are You Falling Into the Gap?

By Connie Fox | December 1, 2021

A popular worldwide clothing retailer once ran ads that encouraged us to “fall into the gap.” That tagline got me to thinking recently about gaps in coverage and how they can affect the livelihood of… more ▶


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How HOAs Can Minimize Risk

December 12, 2022 | HOAs must contend with numerous risks to their operations. Implementing a comprehensive risk management plan addressing potential losses and… more ▶

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Who Needs Force-Placed Insurance?

December 1, 2022 | Financial institutions that fund home loans often maintain strict standards for borrowers. In addition to the initial criteria applicants must meet… more ▶

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Risk Management for Holiday Gatherings

November 28, 2022 | Holiday gatherings are fun for employees to enjoy socialization off the clock. It’s an annual tradition, but it also comes with various risks… more