We’ve Got the Miscellaneous E&O Landscape Covered

Through the U.S. Risk Pros Miscellaneous Professional Liability program, a national program going strong for 25+ years, you get you access to coverage for more than 1,000 classes of business. All professionals who provide services to others should carry professional liability insurance.

Our seasoned underwriters have the expertise you need to get the best pricing and coverage terms for your clients. Depending on the profession and each client’s services, we tailor coverage to address their risk profiles.

Miscellaneous E&O insurance is designed to respond when an error or omission occurs in the performance of professional services. Allegations can include errors, omissions, or misrepresentation in providing a service; failure to meet deadlines; failure to keep client information confidential; among others, including exposures related to specific professions. While in many cases the allegations are meritless, insureds need to understand that these lawsuits still must be defended, which can be quite costly.

  • Professional liability – claims made and reported
  • Defense outside options available
  • Personal injury included (when related to professional services)
  • Contingent BI/PD coverage available
  • Deductible as low as $1,000
  • Limits up to $5M per claim and annual aggregate
  • Occurrence general liability endorsement available on most classes
  • Broad range of consultants
  • Technology risks
  • Adjusters – independent or public
  • Real-estate appraisers
  • Employment/staffing agencies
  • Event planning
  • Funeral directors/morticians
  • Graphic design
  • Payroll services
  • Landscape architects
  • Travel agents
  • Advertising agencies
  • Talent agents
  • Contest managers
  • Third-party administrators
  • Testing labs
  • Tax preparers and bookkeepers
  • Auctioneers
  • Auditors/investigators
  • Expert/forensic witness
  • Marketing research
  • Notaries

Mark Bagdoian, Lead Underwriter
(423) 863-4607 | Send a Secure Email