Residential, Commercial and Industrial General Contractors
U.S. Risk offers underwriting expertise and relationship access at your fingertips, with underwriting authority to quote, bind, and issue with many insurers.
$500 Minimum Premium
- Contractors – Sub work – One- or two-family dwellings (91583)
- Contractors – Executive Supervisor (91580)
- Carpentry – Residential (91340)
- Carpentry (91342, 91341)
- Handypersons (95625)
- Contractors – Sub Work – Buildings (91585)
- Machinery or Equipment – Installation, service, repair or erection (97223, 97222)
- Excavation (94007)
- Janitorial Services (96816)
- Remodelers (91313)
- Roofing – Residential (98678; MP varies)
- Welding (99969)
- Residential GCs who repair or remodel (carpentry, framing, drywall, etc., who also offer retrofitting; no new residential)
- Residential Artisan Contractors
- Commercial GCs
- Construction Managers
- Home Builders
- Land Developers – Commercial and Residential
- Industrial and Consumer Products Driven
$5,000 Minimum Premium
- Artisan Trade and Subcontractors
- General Contractors
- Owners Interest / GC Combination
- Paper GCs
- Construction Managers
- Designer-led / Design / Build
- Interior Build-Outs / Renovations
- Boiler and Tanks
- Cable and Power Lines and General Utility
- Contractors / Farm Equipment
- Demolition (except NY)
- Drilling – Water, Gas and Geothermal
- Excavation
- Metal Erection
- Painting
- Pipeline Construction
- Plumbing
- Sewer, Gas and Water Mains (except NY)
- Street and road (except NY)
- Welding
$4,500 Minimum Premium
Commercial Contractors only:
- General Contractors
- Water, Sewer, Street and Road
- Electrician, Plumbers, Pipefitters
- Excavation, Grading, Cell Tower Erection
- Service Contractors, pressure washing, lease work
- Painting and sandblasting
- Welding contractor
- Casing contractors, mud logging, compressor repair
Manufacturers:
- Heavy equipment, material handling equipment
- Valves, flanges, pumps, compressors
- Trailers, skids, fabrication shops
- ACORD application
- Contractor supplemental application
- 3+ years current loss runs (valued within 60 days)
- New ventures
Charles Espinosa
Senior Vice President, U.S. Risk San Francisco
(628) 895-0444
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