Directors and Officers
- Derivative demand coverage available – up to $250K
- Outside executive position extension coverage
- Additional side A limit available – up to $1M
- Final adjudication language
Employment Practices Liability
- Third-party coverage available
- Wage and hour defense sublimit available
- IRCA defense sublimit available
- Privacy violation coverage
- Employment event coverage (i.e., reduction in force)
- OSHA coverage available
Fiduciary
- Voluntary compliance notice coverage – up to $100K
- Internal appeal coverage
- HIPAA Wrongful Act coverage
- ESOP coverage available
Crime
Coverage for:
- Employee dishonesty, forgery or alteration on premises and in transit
- Money orders and counterfeit paper currency; computer fraud and funds
- Transfer fraud
- Client property, credit card, expense, and fraudulent instruction
Loss Control Services
No management liability program is complete without loss control services. Services include:
- Unlimited HR support by telephone and email – real answers to tough questions by experienced HR experts, including help with RIFs
- State-specific online content for all 50 states – employment attorneys ensure site content is continuously updated
- Step-by-step procedures and over 500 HR forms – includes federal and state posters; required HR forms; procedures for HR issues in each state
- Spanish/English services – selected services offered in both languages, including certain posters, handbooks, training and complaint hotline
- 102 customizable employee handbooks – two for each state
- Online training – engaging interactive training (anti-harassment, hiring, discipline and termination)
- Manager training bulletins – straight-to-the-point training sent by email
- Animated training – animated, fun training programs for managers and supervisors
- Web seminars – employment law experts address tough HR issues
- Employment law updates by email – monthly newsletter sent by email
- Toll-free employee complaint hotline – prevent employee concerns from becoming an employment lawsuit
CONTACTS
DALLAS: (800) 232-5830
Crystal Jacobs, Vice President/Program Manager
(214) 647-5003 | crystal.jacobs@usrisk.com
William Duvall, Underwriter
(214) 265-2407 | william.duvall@usrisk.com
HOUSTON
Angela Ohnesorge, Broker
(281) 249-4923 | angela.ohnesorge@usrisk.com
SANTA ANA: (800) 856-7035
Vanessa Lujan, Senior Underwriter
(714) 285-4082 | vanessa.lujan@usrisk.com
PROGRAM INFORMATION
APPLICATIONS