Below you will find information on U.S. Risk underwriters and brokers. Use the drop-down menu to filter by office location, program or specialty.

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Photo of Brian Edwards

Brian Edwards

Underwriter

Brian has over 12 years of experience in the insurance industry. He specializes in brokerage of E&S commercial property risks with an emphasis on the hospitality industry. At U.S. Risk, Brian is a member of the TCAP team that writes a wide variety of community association exposures across the country.… Read more
U.S. Risk DallasU.S. Risk Brokers Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (800) 232-5830 Work Phone: (214) 265-4906

Brian has over 12 years of experience in the insurance industry. He specializes in brokerage of E&S commercial property risks with an emphasis on the hospitality industry. At U.S. Risk, Brian is a member of the TCAP team that writes a wide variety of community association exposures across the country.

Brian earned a Bachelor of Business Administration degree from Ohio University.

Product specialties

  • Property
  • Coastal property
  • Wind deductible buyback
  • Earthquake
  • Habitational
  • Condo associations
  • Excess/umbrella
  • Inland marine
Photo of Deborah Egel-Fergus

Deborah Egel-Fergus

Vice President/Program Manager

Deborah Egel-Fergus is Vice President and oversees the Lawyers Professional Liability, serving firms in Texas, Oklahoma, New Mexico, and Arizona. She joined the company July 2018 after over 15 years at Travelers Insurance Company, where she was an Account-Executive Officer and Professional Liability Team Leader with bond and financial products.… Read more
U.S. Risk UnderwritersLawyers Professional Liability Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (214) 265-2450 Work Phone: (800) 232-5830 Cell Phone: (817) 703-1452

Deborah Egel-Fergus is Vice President and oversees the Lawyers Professional Liability, serving firms in Texas, Oklahoma, New Mexico, and Arizona. She joined the company July 2018 after over 15 years at Travelers Insurance Company, where she was an Account-Executive Officer and Professional Liability Team Leader with bond and financial products. At Travelers, Ms. Egel-Fergus managed a $7 million lawyers professional liability book of business, consisting of two states in the South Central Region, and she handled excess lawyers E&O for the Northern California, Southern California, Midwest and Southwest regions of the U.S. Prior to joining Travelers, Ms. Egel-Fergus worked in property and casualty insurance since 1986 in various capacities for several major national companies, including TIG Specialty Insurance Company, Southern Risk Specialists Lexington an AIG subsidiary, and Bertholon-Rowland Corporation.

Ms. Egel-Fergus received a Bachelor of Arts degree in Political Science and Music from Hood College in Frederick, Maryland. She currently serves as Chair of the Diversity & Inclusion Committee for Professional Liability Underwriting Society (PLUS). Over the years Deborah has also served PLUS in other various capacities. She has served as a Director for the (PLUS) Foundation, on the national Events Subcommittee for PLUS, as well as served as Chapter Chair of the Texas Chapter PLUS in 2005, 2006, and 2007, and also as a member of the American Bar Association Conference Committee.

Product specialties

  • Lawyers Professional Liability
  • Cyber
  • Management Liability Lines
  • Excess Professional Liability
Photo of Charles Espinosa

Charles Espinosa

Senior Vice President/Branch Manager/Broker

Charles is the branch and underwriting manager of the U.S. Risk San Francisco regional office. Charles has more than 15 years of experience and a strong underwriting expertise in property, general liability, personal lines, garage, transportation, professional and financial products.… Read more
U.S. Risk San FranciscoU.S. Risk Underwriters Office Address 433 California St. Suite 530 San Francisco, California 94104 Work Phone: (800) 232-5830 Work Phone: (415) 986-0938

Charles is the branch and underwriting manager of the U.S. Risk San Francisco regional office. Charles has more than 15 years of experience and a strong underwriting expertise in property, general liability, personal lines, garage, transportation, professional and financial products. He began his career at Hartford Insurance Company, where he spent many years underwriting small, middle market and technology professional business, primarily in the Northern and Southern California regions. Charles has worked at The St. Paul Insurance Company as a senior specialty underwriter within the public sector services unit. He spent several years as Vice President/Branch Manager, Black White & Associates Middle Market & Social Services unit where his responsibilities included the day-to-day management of all product lines along with property and casualty responsibilities. Most recently, he was a professional and specialty lines manager responsible for production and underwriting at RIC Insurance General Agency. Charles is a recipient of The Hartford financial services prestigious Middle Market Commercial Sales Champion award.

Charles received a B.A in Psychology from the University of Texas at San Antonio.

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Product specialties

  • Artisan/trade contractors
  • Builder’s risk/installation floater
  • Commercial property
  • Environmental
  • Employment practices liability
  • Errors and omissions
  • Excess liability
  • Farm and ranch
  • Foreign commercial package
  • Garage liability
  • Habitational property
  • Hotels/motels
  • Liquor liability
  • Mobile homes
  • Non-profit D&O
  • Personal dwelling fire and homeowners
  • Personal lines umbrella
  • Products liability
  • Private company D&O
  • Public company D&O
  • Special events
  • Umbrella
  • Vacant property

Marine product specialties

  • Auto
  • Boat dealers
  • Boat insurance
  • Boat manufacturers
  • Boat repair
  • Bumbershoot
  • Cargo
  • Charter vessels
  • Commercial marine
  • Commercial vessels
  • Crew
  • Fishing vessels
  • Marinas
  • Marine contractors
  • Maritime employers liability
  • Personal watercraft
  • Pollution
  • Recreational marine
  • Rental boats/personal watercraft
  • Work boats
  • Yacht brokers
  • Yacht clubs