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Your Go-To for Temporary Staffing Insurance


StaffPak services a vital sector of the U.S. economy—the staffing and PEO industry, which provides employment opportunities for nearly 15 million employees per year. On average, more than three million temporary and contract employees work for America’s staffing companies during the week.* These employees work in occupations virtually throughout all sectors: industrial, office/clerical/administrative, professional/ management, engineering/IT/scientific, and healthcare.

Temporary staffing firms take on a unique role as employers, providing labor on a contingent basis to the many clients they serve and, as such, also take on unique risks. StaffPak, the preferred insurance partner for the staffing industry, is well positioned to address these risks – backed by 25 years of marketplace knowledge and underwriting expertise, relationships with leading carriers, and unmatched customer service and assistance in helping brokers place and secure the coverage their clients require.

We offer comprehensive insurance solutions designed specifically for the temporary staffing industry, including a competitive guaranteed-cost workers’ compensation program that provides agents and their staffing clients with pay-as-you-go options, tailored loss control, experienced claims management, and more.

* Source: American Staffing Association (ASA)

  • Landscaping
  • Manufacturing
  • Wholesale operations
  • Clerical
  • Healthcare
  • Building maintenance
  • Hospitality/food service
  • Retail operations
  • Financial
  • Warehousing and packaging
  • IT professionals
  • Engineers
  • …and many more!
 

COVERAGE HIGHLIGHTS

  • Occurrence or claims made
  • Broad definition of professional services
  • Worldwide coverage
  • Soft hammer clause
  • Deductible reduced when claim settled by mediation
  • Duty to defend
  • Blanket additional insured and waiver of subrogation
  • Blanket primary and non-contributory
  • Contractual employer liability claims Included
  • Abuse or molestation included
  • Per-location and per-project aggregate
  • Placed employees and contract workers included
  • Care, custody and control exclusion removed

Protection for violations of the following:

  • Civil Rights Act
  • Americans With Disabilities Act
  • Age Discrimination in Employment Act
  • Equal Pay Act
  • Pregnancy Discrimination Act
  • Immigration Reform and Control Act
  • Family Medical Leave Act
  • Generic Information and Nondiscrimination Act
  • Any other similar state or local statutes, rules or regulations
  • Worksite employees included
  • Wrongful employment acts include harassment and retaliation
  • Third-Party coverage
  • General liability
  • Employee benefits liability
  • Owned, hired and non-owned auto
  • Errors and omissions
  • Employers liability
  • Loss sustained or loss discovered
  • Broad definition of employee – countersignature of another person not required
  • Theft from customers included – Including trade secrets
  • Defense costs arising from employee theft from insured’s clients
  • Fraudulent impersonation (social engineering) included
  • ERISA coverage
  • Very competitive rates
  • Multi-state accounts acceptable
  • Broad selection of class codes
  • PayGo+ payment for qualifying accounts
  • Tailored loss control
  • Experienced claims management
  • Guaranteed cost plans only
  • Minimum $100,000 premium
  • Alternate employer endorsement available
  • Waiver of subrogation endorsement available


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