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Trucking and Fleet Risk Management Strategies

Trucking and Fleet Risk Management Strategies

Among business operations, trucking companies and fleet management firms face some of the most diverse and dynamic risks. Transportation is inherently risky, with many moving parts coming together to transfer cargo and personnel across the country. Unfavorable road conditions, vehicle breakdowns, logistical concerns, weather, regulatory compliance – each of these represents a significant challenge for transportation-oriented businesses. U.S. Risk Underwriters, a leading provider of specialty insurance solutions for the transportation industry, knows that fleets must adopt risk management strategies not only to protect cargo and employees but to minimize the liabilities that can negatively impact future business. 

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Distracted Driving A Rising Issue in Transportation

Distracted Driving: A Rising Issue in Transportation

The rise of technologies like mobile computing, onboard navigation, and infotainment systems have given rise to new risks on America’s roadways. Distracted driving is a growing issue across transportation sectors, resulting in billions of dollars in injuries, property damage, and lost revenue each year. Transportation insurance brokers like U.S. Risk Underwriters know that fleet managers must understand this emerging risk as a means of combating the expenses and liabilities associated with distracted driving. By gaining an understanding of distracted driving’s impact, transportation-oriented businesses can better protect drivers, vehicles, and cargo from loss.

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Winter Safety Hazards in the Transportation Industry

Winter Safety Hazards in the Transportation Industry

Winter weather creates unique challenges for the transportation industry. Poor driving conditions, freezing temperatures, and an increased risk of injury are all associated with winter storm activity. The transportation sector already faces numerous risks in its daily operations, and these risks are only compounded in the winter months. U.S. Risk Underwriters, a leading provider of specialty insurance solutions for the transportation industry, knows that fleet owners and operators should be aware of winter-related risks. With this knowledge, drivers and related personnel can be better protected no matter what winter brings. 

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Challenges in Implementing Risk Management Measures

Challenges in Implementing Risk Management Measures

Risk management is a fundamental component of every business or organization. Identifying risk exposures, then creating solutions to help mitigate or reduce those exposures, is an important tactic designed to keep overhead costs in check. U.S. Risk Underwriters, a leading provider of specialty insurance programs for commercial operations, understands that while risk management strategies are critical, implementing these measures can pose significant challenges. In this guide, we will explore some of the challenges business owners face as they create workable risk management plans to protect business assets and employees.

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Property Insurance Claims to Be on the Lookout for as Temperatures Drop

Property Insurance Claims to Be on the Lookout for as Temperatures Drop

Property owners face many risks throughout the year. Claims for property damage can occur for any number of reasons, and it is important to understand that some arise during the winter months. Winter weather can wreak havoc on commercial and residential properties alike; deferred maintenance issues may suddenly cause significant damage as the temperature drops. Severe weather, including ice and heavy snow, may also cause unforeseen damage that isn’t likely in warmer weather. U.S. Risk Underwriters, a leading provider of specialty insurance products, understands that insurance agents should be on the lookout for certain winter-related property insurance claims. By becoming aware of these winter-oriented problems, agents can better prepare their clients, no matter what Mother Nature dishes out.

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Occupational Accidents, Injuries, and Illnesses That Are Not Covered by Workers’ Compensation Insurance

Occupational Accidents, Injuries, and Illnesses That Are Not Covered by Workers’ Compensation Insurance

Businesses around the world have a duty to their employees to provide safe workplaces free of the hazards that can result in injury. Workplace injuries are some of the most costly incidents that employers face; even in low-risk professions, work-related injuries account for billions of dollars in lost productivity each year. Workers’ compensation and occupational insurance plans help to defray some of the costs associated with workplace injuries, providing coverage for medical expenses and lost wages. Unfortunately, not all injuries are covered by workers’ compensation, and it is imperative that employers understand what is and what is not covered.

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Risk Management for Welding Operations

Risk Management for Welding Operations

It should come as no surprise to learn that among industrial and manufacturing processes, welding operations present significant risks, not only to employees but to property, equipment, and other physical business assets. According to the Occupational Safety and Health Administration (OSHA), over half a million workers are exposed to the hazards common to the welding profession each year, often resulting in injuries, lost wages, and reduced productivity. Faced with the potential for a serious or even fatal workplace injury, how would you prevent welding-related injuries? In this guide, we’ll explore some of the best risk management practices in the industry, helping your business protect employees and assets from the risks associated with welding operations.  

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Why Healthcare Risk Management is Crucial

Why Healthcare Risk Management is Crucial

In any business environment, managing one’s risks is the key to success. Risk management is the practice of identifying the unique risks inherent in an operation, then taking steps to mitigate those risks. In the healthcare sector, risk management is of the utmost importance; unmanaged risks could result in staff injuries, expensive legal claims, or even the deaths of patients. U.S. Risk Underwriters, a leading broker of specialized insurance solutions for the healthcare industry, understands that healthcare organizations must place risk management at the forefront of their considerations, benefitting the organizations themselves as well as their staff and the patients who rely on them for care. 

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Ergonomic Risk Factors in Healthcare

Ergonomic Risk Factors in Healthcare

The healthcare profession is an industry with numerous challenges and risks. Among the many risks healthcare providers face in delivering care is the alarming rate of injuries – a rate that surpasses many other industrial occupations that are understood to be dangerous, such as mining and logging operations. For certain patient demands, such as moving or transferring patients, specialized equipment and practices can help to reduce the instances of staff injuries. U.S. Risk Underwriters, a leading insurance brokerage, knows that healthcare facilities and their managers need to implement ergonomic features as a fundamental risk management strategy. Ergonomic equipment and features can not only reduce injuries, but also have the potential to dramatically lower the costs associated with insurance and legal claims. 

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The Most Important Safety Topics for the Transportation Industry

The Most Important Safety Topics for the Transportation Industry

The U.S. transportation industry is responsible for moving cargo and people across the country. This business sector is immensely diverse, encompassing such vehicles as trucks, trains, airliners, and passenger cars. Business relies on the safe, efficient operation of these vehicles, and emerging risks have impacted the industry in unforeseen ways. U.S. Risk Underwriters, a leading provider of specialty insurance solutions for the transportation industry, knows that commercial vehicle operators and transportation industry players need to be aware of these risks. Several safety topics are of vital importance to the industry, and in this guide, we will explore them and how they may be addressed by the transportation industry. 

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