Partner with U.S. Risk for Greater Growth

U.S. Risk offers a broad spectrum of products and coverages.
Become an appointed producer and gain access to a wide range of markets.

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Restaurant Guard Program

On the Menu: Protecting Your Client’s Brand

U.S. Risk’s Restaurant Guard Specialty Underwriting Program was created to help your restaurant owners protect their brand and reputation from food-borne illness outbreaks and the costs associated with them. Just one contamination outbreak could undo customer confidence in a client’s establishment—whether it’s the neighborhood tavern, an upscale restaurant, or chain—and drive an operation into bankruptcy.

Restaurant Guard is restaurant contamination insurance and reimburses an operation for expenses related to a food-borne illness. This includes the costs to replace the contaminated food, required equipment cleaning, loss of income as result of being shut down, medical tests or vaccinations for affected employees, crisis management and PR, and more. Our program includes a broad definition of coverage triggers (see below) so that your insureds are properly covered.

For detailed coverage and limits information, please download our fact sheet below and visit restaurantguardinsurance.com.

COVERAGE TRIGGERS

  • Food-borne illness
  • Supplier contamination
  • Public health authority announcement
  • Malicious tampering
  • Adverse publicity
  • Workplace violence
  • Product extortion
  • Disease outbreak

Limits up to $25M available
Minimum premium $300

COVERAGE INCLUDES

  • Pre-incident expenses
  • Lost revenue replacement
  • Extra expense
  • Extortion costs
  • Employee expense
  • Brand rehabilitation expense
  • Recall costs
  • Consultant/advisor costs
  • Disease outbreak costs
  • Lost royalty income

Contacts

Crystal Jacobs, Restaurant Illness Guard Program Director
(469) 983-7211 | crystal.jacobs@usrisk.com

Applications

Restaurant Guard Insurance Application

PROGRAM INFORMATION

Restaurant Guard Fact Sheet

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U.S. Risk Affiliated Companies

  • UNIS – United Insurance Services
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  • Take1 Insurance
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