It’s business as usual.
As the COVID-19 (coronavirus) pandemic continues to affect businesses, U.S. Risk’s robust continuity plans ensure that you can do business with us as usual. During this crisis, we will continually update this page with useful information to help you service your clients.
Communication with carriers and regulators
We are in constant communication with our carrier partners and continue to monitor state and regulatory announcements and bulletins. Internal resources have been put in place to keep all of our employees up to speed on the evolving insurance marketplace, which in turn will allow us to more effectively service our clients.
As a reminder, U.S. Risk has a number of payment options available, including ACH and online payments. Click HERE for a PDF with instructions.
U.S. Risk COVID-19 Insights
Returning to Work: Managing Pandemic Risk | There is more to returning to work than practicing social distancing and washing hands while the pandemic continues. This comprehensive presentation gives you checklists for adapting the workspace; preparing the workforce; managing behavior; and adapting as medical advances develop. It’s also a reminder that we’re all in this together.
Caregiver Risk Management in Assisted Living Facilities in the Wake of COVID-19 | COVID-19 will cause health concerns across the country for months to come. Assisted living facility insurance is only one part of a larger risk management process. With this insurance, and by following guidelines published by the CDC and groups like the World Health Organization, ALFs and nursing homes are better able to protect their senior residents.
Considerations for Banks and Financial Institutions in a Time of Pandemic | As economies the world over have ground to a halt, individuals, companies, and communities face significant financial hardships. Financial managers can help better manage risk exposures by gaining an understanding of the unique challenges uncovered by the COVID-19 crisis.
COVID-19 and the Long-Term Impacts on Cybersecurity | As more companies move to virtual at-home work environments, the need for robust cybersecurity has grown in importance. Now is the time to help clients assess their cyber liability risks and insurance coverages.
COVID-19 and the Reshaping of the Workers’ Comp Industry | The pandemic has caused changes in the way workers’ compensation claims are handled; insurers may have to seek new ways of making ends meet and to adapt to changing conditions in order to continue business operations.
COVID-19: Q&A Specific to Staffing | Detailed answers to questions staffing agencies may related to the pandemic.
Five Measures for Effective Cybersecurity After COVID-19 | The future is uncertain, but what is certain is that cyber criminality will continue to threaten the business world. In addition to protecting assets and systems with robust cyber liability insurance plans, insurance agents must provide their clients with the information and practices designed to manage risks going forward.
The Future of American Offices After COVID-19 | By blending traditional office layouts with new technologies and strategies for improving office safety, American offices are witnessing a transformation. Ultimately, these new office environments will promote productivity while managing insurance costs.
A Guide to Remote Hiring for Staffing Agencies | By being flexible, adopting new technologies, and embracing new practices, employers and staffing agencies can continue to recruit and hire talented individuals during the pandemic.
How is COVID-19 Affecting the Commercial Transportation Industry? | The transportation industry is as important as ever, and may even grow in importance as essential goods are needed across the country. It is important to note that commercial transportation insurance is only one part of a more comprehensive risk management plan for this sector. Managing risks is the key to surviving the pandemic.
How Will Coronavirus Impact Cybersecurity and Why Does it Matter? | As COVID-19 continues to reshape online activity, cybersecurity remains a serious concern. With appropriate cybersecurity practices, and with the robust coverage of cyber liability insurance, business owners and public agencies alike can protect user data.
The Impacts of COVID-19 on the Trucking Industry | As a fundamental part of risk management, commercial transportation insurance helps to ease some of the financial impacts truckers face in the wake of COVID-19. Industry analysts suggest that the impacts of the pandemic on the trucking industry may continue to influence this critical commerce sector long into the future.
Insurance Agent and Broker COVID-19 Loss Control | Since it is unlikely much of the insurance-buying public purchased insurance with a global pandemic in mind, there will be significant numbers of them who are underinsured for the types of losses they are now sustaining. Understanding this, it is important to be conscious of the types of behaviors to avoid.
Restaurant Owners Brace for Potential Legal Threats as They Begin to Open Doors | Restaurant owners and operators, by choosing to open their doors to a COVID world, risk facing a laundry list of new liability and employment practices claims, along with significant harm to their reputation.
Temporary Labor and Legal Challenges for Staffing Resulting from COVID-19 | The coronavirus pandemic has created many challenges for employers, and those challenges may evolve as time goes on. For now, implementing policies, protecting the health of employees, and reviewing contracts can help manage some of the risks employers face.
Top 3 Ways the Pandemic Has Altered the Staffing Industry | Due to the pandemic, the staffing industry is evolving. With new waves of COVID-19 breaking out periodically nationwide, these changes are about more than numbers.
Transportation Industry Increases Diligence and Efficiency to Maintain Viability Amid Pandemic | The idea of driving a truck may bring to mind images of the open road and freedom. However, in the wake of COVID-19, the entire transportation sector has been forced to change in order to survive.
What Employers Should Consider Regarding COVID-19 and Workers’ Compensation | Claims of infected workers will continue to skyrocket for the foreseeable future, particularly among essential workers and as more businesses begin to emerge from lockdown orders. By managing claims as they arise, employers and insurance agents can work to keep expenses under control, allowing them to better weather the impacts of the pandemic over the long term.
Industry and External Resources
Guidance from the Centers for Disease Control and Prevention (CDC):
Guidance from other Federal Agencies and Partners: