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Tim joined U. S. Risk in 2013 and has nearly 25 years of experience in the insurance industry. For more than 20 years, Tim has focused on management, professional and cyber liability as well as fidelity/crime bonds. His book of business encompasses a broad array of professional exposures with a heavy focus on financial institutions including banks, insurance companies, assets managers, private equity, venture capital, hedge funds, mutual funds, trust companies, family offices, mortgage bankers/brokers, specialty lenders and much more. With experience in underwriting, sales and product development, Tim is here to assist his agent partners with the placement of accounts that are standard, complex and distressed risks.