Below you will find information on U.S. Risk underwriters and brokers. Use the drop-down menu to filter by office location, program or specialty.

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Photo of Ray Ward

Ray Ward

Senior Broker

Ray joined U.S. Risk in 2019 as a Senior Broker in the Houston office, after 10 years in the Lloyd's of London market. He has over 35 years experience broking property and casualty lines for energy risks, prevalently oil and gas, from exploration and production through to refining and marketing.… Read more
U.S. Risk UnderwritersU.S. Risk Energy & Environmental Office Address 2050 West Sam Houston Parkway South Suite 1500 Houston, Texas 77042 Work Phone: (281) 249-4927 Cell Phone: (713) 898-4785

Ray joined U.S. Risk in 2019 as a Senior Broker in the Houston office, after 10 years in the Lloyd’s of London market. He has over 35 years experience broking property and casualty lines for energy risks, prevalently oil and gas, from exploration and production through to refining and marketing. Due to the broad range of exposures inherent to the oil and gas industry, Ray’s experience embraces marine, transportation, construction and environmental. He has worked extensively with both domestic and international risks.

Product specialties

  • Exploration and production, onshore and offshore (upstream)
  • Transportation (midstream)
  • Refining and marketing (downstream)
  • Contractors (drilling and service contractors)
  • LNG (liquifaction, transportation and regassification)
  • Energy property, including construction
  • Energy casualty (GL and excess)
  • Control of well
  • Environmental
  • Marine (service fleets, etc.)
  • Cargo/inland marine
Photo of Karen Williams-Dunn

Karen Williams-Dunn

Director of Homeowners Underwriting

Karen's insurance career began in 1975. Her experience includes personal lines, retail and wholesale. Her focus is on homeowners insurance, writing with a Lloyd's of London Binding authority program. Product specialties
  • Homeowners, including high-value
  • Dwelling property
  • Personal umbrella
  • Personal liability
  • Excess umbrella
  • Excess CPL
Read more
Office Address 217 E. Hallandale Beach Blvd. Hallandale, Florida 33009 Work Phone: (754) 202-0928

Karen’s insurance career began in 1975. Her experience includes personal lines, retail and wholesale. Her focus is on homeowners insurance, writing with a Lloyd’s of London Binding authority program.

Product specialties

  • Homeowners, including high-value
  • Dwelling property
  • Personal umbrella
  • Personal liability
  • Excess umbrella
  • Excess CPL
Photo of Michael Williamson

Michael Williamson

Underwriter

Michael has worked in the insurance industry for 20 years. Read more
Work Phone: (713) 243-4378

Michael has worked in the insurance industry for 20 years.

Product specialties

  • Property
  • General liability
  • Umbrella
  • Inland marine
  • Professional
  • Garage
  • Liquor
  • Pollution