Below you will find information on U.S. Risk underwriters and brokers. Use the drop-down menu to filter by office location, program or specialty.

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Photo of Jonathan Hagan

Jonathan Hagan

Underwriter

Jonathan has worked in the insurance industry since 2002 and specializes in all lines and classes of commercial insurance. He is experienced in construction related accounts and is focused on underwriting as well as brokerage placements for all lines of property and casualty coverage.… Read more
U.S. Risk UnderwritersU.S. Risk Fort Worth Office Address 801 Cherry St. Suite 2320 Fort Worth, Texas 76102 Work Phone: (817) 984-2306

Jonathan has worked in the insurance industry since 2002 and specializes in all lines and classes of commercial insurance. He is experienced in construction related accounts and is focused on underwriting as well as brokerage placements for all lines of property and casualty coverage.

Jonathan earned a degree in economics from the University of Texas at Austin.

Product specialties

  • Artisan contractors
  • Contractors liability
  • Excess/umbrella
  • General liability
  • Habitational
  • Inland marine
  • Property
Photo of Heather Hammer

Heather Hammer

Broker/Underwriter

Heather joined U.S. Risk as a Broker/Underwriter in the Austin office in 2017. Heather brings over 22 years of E&S experience, nine of them specializing in brokerage casualty (various industries) with Berkley and 13 in MGA/underwriting.… Read more
U.S. Risk Brokers Office Address 900 S Capital of TX Hwy. Suite 450 Austin, Texas 78746 Work Phone: (737) 236-5168

Heather joined U.S. Risk as a Broker/Underwriter in the Austin office in 2017. Heather brings over 22 years of E&S experience, nine of them specializing in brokerage casualty (various industries) with Berkley and 13 in MGA/underwriting. Her experience ranges from accounting to underwriting difficult-to-place distressed accounts.

Product specialties

  • General liability
  • Property (large and small schedules)
  • Products (including oil and gas)
  • Hospitality
  • Manufacturing
  • Environmental
  • Energy
  • Contractors (general contractors/artisan)
  • Pollution
  • Excess
  • OCP/project specifics
  • Hospitality
  • Liquor
  • Builders’ risk/inland marine
Photo of Andy Hightower

Andy Hightower

Vice President

Andy joined U.S. Risk in 2014 and handles both underwriting and brokerage accounts in all property and casualty lines and industries. He enjoys partnering in the success of some top-notch retail agents in Texas by providing excellent service, and helping customers understand their risks and coverage needs.… Read more
U.S. Risk SouthlakeU.S. Risk Underwriters Office Address 365 Miron Dr. Suite D Southlake, Texas 76092 Work Phone: (817) 873-5582

Andy joined U.S. Risk in 2014 and handles both underwriting and brokerage accounts in all property and casualty lines and industries. He enjoys partnering in the success of some top-notch retail agents in Texas by providing excellent service, and helping customers understand their risks and coverage needs. For the first 12 years of his insurance career, Andy worked for a large national carrier with roles in claims, service management, and underwriting of middle market and large accounts.

Andy is a graduate of the University of North Texas, where he studied psychology, economics, and insurance, and has earned the CPCU and ARM designations.

Photo of Jennifer Hightower

Jennifer Hightower

Broker

Jennifer's career in insurance began in 2001 and has encompassed roles at AmFed Companies, Allstate, and U.S. E&O Brokers, the latter of which was acquired by U.S. Risk in 2019. Product specialties Professional liability:
  • Insurance agents E&O
  • Architects and engineers
  • Real estate agents
  • Title agencies
  • Crop insurance agents
  • Lawyers
  • Employment practice liability insurance
  • Fiduciary bonds
  • Directors and officers liability insurance
  • Cyber and crime insurance
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U.S. Risk BrokersU.S. E&O Brokers Office Address 2050 W Sam Houston S Suite 1500 Houston, Texas 77024 Work Phone: (281) 243-5753 Cell Phone: (281) 732-5420

Jennifer’s career in insurance began in 2001 and has encompassed roles at AmFed Companies, Allstate, and U.S. E&O Brokers, the latter of which was acquired by U.S. Risk in 2019.

Product specialties

Professional liability:

  • Insurance agents E&O
  • Architects and engineers
  • Real estate agents
  • Title agencies
  • Crop insurance agents
  • Lawyers
  • Employment practice liability insurance
  • Fiduciary bonds
  • Directors and officers liability insurance
  • Cyber and crime insurance
Photo of Adam Holtman

Adam Holtman

Senior Broker/Underwriter

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U.S. Risk BrokersU.S. Risk Houston Office Address 2050 West Sam Houston Parkway Suite 1500 Houston, Texas 77042 Work Phone: (281) 243-5701

Adam was born and raised in Fort Worth, Texas and attended Texas Christian University. Shortly before graduation, Adam began working in the oil and gas industry and eventually started his own brokerage company. He sold the company to Chesapeake Energy in 2008.

In 2009, Adam joined Hull & Company as a broker/underwriter with no insurance experience at all, but left the company in ten years later as their largest producer. He joined U.S. Risk in 2019 and continues working as a property and casualty broker/underwriter.

Product specialties

  • Commercial property: Coastal/non-coastal, all occupancies, and all TIV sizes. Includes monoline wind and monoline fire.
  • Commercial casualty: General liability; hard-to-place products accounts; contractors of all kinds and sizes; pollution (CPL and site); short-term coverages such as special events; and other products.
  • Excess: Both primary and excess on all classes.
Photo of Traci Huskey, CPSR

Traci Huskey, CPSR

Underwriter

As an indispensable member of our underwriting team, Traci focuses on multistate risks and the placement of workers’ compensation risks for her agents located throughout the nation. Traci has over 18 years of experience in the workers’ compensation insurance industry.… Read more
U.S. Risk SarasotaU.S. Risk Brokers Office Address 5560 Broadcast Court Sarasota, Florida 34240 Work Phone: (941) 444-1659

As an indispensable member of our underwriting team, Traci focuses on multistate risks and the placement of workers’ compensation risks for her agents located throughout the nation.

Traci has over 18 years of experience in the workers’ compensation insurance industry. She began her career at RISCORP, which was later acquired by The Zenith. Throughout her career, Traci has held a variety of positions including auditing of workers’ compensation policies and serving as middle market underwriter for hard-to-place workers’ compensation risks.

In 2003, Traci obtained her 440 Property & Casualty license along with the nationally recognized CPSR Designation. In 2019, she became a licensed 220 insurance agent. Her strong background in workers’ compensation insurance provides her agents with the knowledge they seek and diverse markets nationwide. This combination of knowledge and access to key markets has led to many successful placements for her agents across the country, resulting in a strong and varied book of workers’ compensation business for our carrier partners.