Below you will find information on U.S. Risk underwriters and brokers. Use the drop-down menu to filter by office location, program or specialty.

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Photo of Karla Dacosta

Karla Dacosta

Associate Broker

Karla began her career in the insurance industry in 2011 during her senior year in college, after working for two years as an administrative assistant and later an assistant account manager for the professional division of a surplus lines brokerage in Framingham, Massachusetts. … Read more
U.S. Risk FraminghamU.S. Risk Brokers Office Address 161 Worcester Road Suite 301 Framingham, Massachusetts 01701 Work Phone: (508) 283-6702

Karla began her career in the insurance industry in 2011 during her senior year in college, after working for two years as an administrative assistant and later an assistant account manager for the professional division of a surplus lines brokerage in Framingham, Massachusetts.  In 2012, Karla graduated cum laude from Framingham State University. where she received her B.A. in Business Administration. She then joined the professional division as an account executive specializing in for-profit and non-profit directors and officers liability, employment practices liability, and small miscellaneous E&O accounts.

At U.S. Risk, Karla focuses on D&O, EPL, E&O, and cyber liability, as well assists in our program business.

Product specialties
  • Cyber liability
  • Computer consultants
  • D&O (including difficult-to-place)
  • Environmental
  • EPLI
  • Errors and omissions
  • Fiduciary
  • Financial institutions D&O
  • Insurance agents E&O
  • Lawyers
  • Professional liability
  • Software design/development
Photo of Paul Dickard

Paul Dickard

Senior Broker

Paul joined U.S. Risk in June 2019, bringing ten years of E&S experience with several national wholesalers in the Dallas area. He graduated from the Risk Management and Insurance Program at Mississippi State University. Paul specializes in brokerage and MGA placements for property and casualty exposures.… Read more
U.S. Risk Brokers Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (214) 265-4960 Cell Phone: (662) 299-0751

Paul joined U.S. Risk in June 2019, bringing ten years of E&S experience with several national wholesalers in the Dallas area. He graduated from the Risk Management and Insurance Program at Mississippi State University. Paul specializes in brokerage and MGA placements for property and casualty exposures. His focus includes a wide variety of industries including contractors, habitational, real estate, hospitality, manufacturing, warehousing, and retail.

Product specialties

  • General liability
  • Property
  • Products
  • Manufacturing
  • Excess
  • Liquor
  • Pollution
  • Packages
  • Owner’s/contractor’s protective
  • Owner’s interest
  • Builder’s risk
  • Inland marine
  • Energy
  • Environmental
Photo of Gina Dobbs

Gina Dobbs

Senior Underwriter/Broker

Gina became part of the U.S. Risk team when the company acquired IMS London American in 2017. She has more than 30 years in the insurance industry, starting as a temporary typist and working her way up to underwriter.… Read more
U.S. Risk San Antonio Office Address 8600 Wurzbach Rd. Suite 902 San Antonio, Texas 78240 Work Phone: (972) 313-2160

Gina became part of the U.S. Risk team when the company acquired IMS London American in 2017. She has more than 30 years in the insurance industry, starting as a temporary typist and working her way up to underwriter. Gina has an Associate degree from Navarro College in Corsicana, Texas.

Product specialties

  • Commercial auto
  • Commercial property and casualty
  • Commercial umbrella
Photo of Dorothy Douglas

Dorothy Douglas

Senior Underwriter/Broker

Dorothy joined U.S. Risk in 2017 with the acquisition of IMS/London American and has more than 20 years of experience in the commercial underwriting of property and casualty business. She has a strong background in garage and is committed to delivering exceptional service.… Read more
U.S. Risk Houston Office Address 2050 West Sam Houston Parkway Suite 1500 Houston, Texas 77042 Work Phone: (713) 243-4369 Cell Phone: (832) 687-4371

Dorothy joined U.S. Risk in 2017 with the acquisition of IMS/London American and has more than 20 years of experience in the commercial underwriting of property and casualty business. She has a strong background in garage and is committed to delivering exceptional service. Other emphasis includes artisan contractors, lessor’s risk, vacant, warehouse, and directors and officers.

Product specialties

  • Property and casualty
  • General liability
  • Packages
  • Lessor’s Risk
  • Garage Liability
  • Inland marine
  • Vacant properties
  • Excess/umbrella
  • Environmental
  • Directors and officers
  • EPLI
  • Miscellaneous professional
Photo of Theresa Drago, CPCU, ASLI, ARM

Theresa Drago, CPCU, ASLI, ARM

Assistant Vice President/Production Underwriter

Theresa specializes in placing workers' compensation nationwide and can include, if necessary, longshore and maritime endorsements. Theresa joined U.S. Risk in 2000 and has over 35 years of experience in the insurance business. Read more
U.S. Risk HoustonWorkers’ Compensation Office Address 2050 West Sam Houston Parkway Suite 1500 Houston, Texas 77042 Work Phone: (800) 833-8803 Work Phone: (281) 249-4926

Theresa specializes in placing workers’ compensation nationwide and can include, if necessary, longshore and maritime endorsements. Theresa joined U.S. Risk in 2000 and has over 35 years of experience in the insurance business.

Product specialties
  • Workers’ compensation
  • U.S. Longshore & Harbor Workers (USL&H)
  • Maritime Employers Liability (MEL)
  • Foreign package
Photo of William Duvall

William Duvall

Underwriter

William joined U.S. Risk in 2014 as part of the U.S. Risk Pros division located in Dallas, Texas. He underwrites professional liability risks with a focus on miscellaneous professional liability, employment practices liability, and insurance agents errors and omissions.… Read more
U.S. Risk DallasU.S. Risk Pros Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: 214-265-2407 Work Phone: 800-232-5830

William joined U.S. Risk in 2014 as part of the U.S. Risk Pros division located in Dallas, Texas. He underwrites professional liability risks with a focus on miscellaneous professional liability, employment practices liability, and insurance agents errors and omissions.

William graduated from Tarlton State University with a bachelor’s degree in Business Administration. William served in the U.S. Marine Corps as an aircraft mechanic.

Product specialties

  • EPLI
  • Errors and omissions
  • Directors and officers
  • Miscellaneous professional
  • Insurance agents E&O
  • Title agents E&O