Below you will find information on U.S. Risk underwriters and brokers. Use the drop-down menu to filter by office location, program or specialty.
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Amy D’Orazio
Senior Broker
Amy D’Orazio has been in the insurance industry since 2000, starting on the carrier side and moving to the wholesale side in 2005. Her primary focus is commercial insurance. Amy received a Bachelor of Science degree in Finance.
Product specialties
- Commercial general liability
- Commercial property
- Habitational
- Lessor’s risk
- Religious institutions
- Vacant buildings
- Workers’ compensation
Karla Dacosta
Associate Broker
Karla began her career in the insurance industry in 2011 during her senior year in college, after working for two years as an administrative assistant and later an assistant account manager for the professional division of a surplus lines brokerage in Framingham, Massachusetts. In 2012, Karla graduated cum laude from Framingham State University. where she received her B.A. in Business Administration. She then joined the professional division as an account executive specializing in for-profit and non-profit directors and officers liability, employment practices liability, and small miscellaneous E&O accounts.
At U.S. Risk, Karla focuses on D&O, EPL, E&O, and cyber liability, as well assists in our program business.
Product specialties
- Cyber liability
- Computer consultants
- D&O (including difficult-to-place)
- Environmental
- EPLI
- Errors and omissions
- Fiduciary
- Financial institutions D&O
- Insurance agents E&O
- Lawyers
- Professional liability
- Software design/development
Neal Daunt
Executive Vice President
Neal joined U.S. Risk in 2017 with the acquisition of Strategic Insurance Underwriters. Neal has been with Strategic since 1991 and is charged with directing/overseeing the underwriting process and maintaining program profitability. Strategic’s focus is on underwriting for-hire motor carriers primarily in the Midwest and Southeast regions of the country. Strategic has exclusive programs with American Hallmark, Berkley National, and Eastern Atlantic Insurance in these regions. In addition, Strategic has underwriting authority with Occidental F&C, an in-house nationwide Lloyd’s program for APD & MTC and brokerage authority with Hallmark Brokerage on distressed risks.
Product specialties
- Primary liability
- Physical damage
- Motor truck cargo
- Non-trucking liability
Yetty Davis
Transportation Underwriting Manager—Florida
- Transportation Liability
- Long haul, intermediate and short haul trucking
- Physical Damage
- Motor truck cargo
- Commercial auto liability and physical damage
- Trailer interchange
- Non-trucking liability
- Towing
- Dump trucks
- Non-medical emergency
- Public transportation
Yetty has 30 years of experience in the insurance industry working in commercial lines. In 2013, Yetty joined Regency Insurance Brokerage, which was acquired by U.S. Risk in 2019.
Product specialties
- Transportation Liability
- Long haul, intermediate and short haul trucking
- Physical Damage
- Motor truck cargo
- Commercial auto liability and physical damage
- Trailer interchange
- Non-trucking liability
- Towing
- Dump trucks
- Non-medical emergency
- Public transportation
Stephen Diaz
Underwriter
Stephen has 15 years of experience in personal lines insurance, beginning with Travelers as a customer service rep before being promoted to a personal lines underwriter. After over seven years with Travelers, he moved to the surplus/wholesale/brokerage market. Prior to joining U.S. Risk, he spent three years with Burns & Wilcox and four years with All Risk Ltd. Stephen graduated from Texas State University with a Bachelor of Science in Criminal Justice.
Product specialties
- Homeowners (primary, secondary, and seasonal homes
- Rental properties
- Personal auto
- High-value clients
- Primary and excess liability
Paul Dickard
Senior Broker
Paul joined U.S. Risk in June 2019, bringing ten years of E&S experience with several national wholesalers in the Dallas area. He graduated from the Risk Management and Insurance Program at Mississippi State University. Paul specializes in brokerage and MGA placements for property and casualty exposures. His focus includes a wide variety of industries including contractors, habitational, real estate, hospitality, manufacturing, warehousing, and retail.
Product specialties
- General liability
- Property
- Products
- Manufacturing
- Excess
- Liquor
- Pollution
- Packages
- Owner’s/contractor’s protective
- Owner’s interest
- Builder’s risk
- Inland marine
- Energy
- Environmental
Dorothy Douglas
Senior Underwriter/Broker
Dorothy joined U.S. Risk in 2017 with the acquisition of IMS/London American and has more than 20 years of experience in the commercial underwriting of property and casualty business. She has a strong background in garage and is committed to delivering exceptional service. Other emphasis includes artisan contractors, lessor’s risk, vacant, warehouse, and directors and officers.
Product specialties
- Property and casualty
- General liability
- Packages
- Lessor’s Risk
- Garage Liability
- Inland marine
- Vacant properties
- Excess/umbrella
- Environmental
- Directors and officers
- EPLI
- Miscellaneous professional
Theresa Drago, CPCU, ASLI, ARM
Assistant Vice President/Production Underwriter
Theresa specializes in placing workers’ compensation nationwide and can include, if necessary, longshore and maritime endorsements. Theresa joined U.S. Risk in 2000 and has over 35 years of experience in the insurance business.
Product specialties
- Workers’ compensation
- U.S. Longshore & Harbor Workers (USL&H)
- Maritime Employers Liability (MEL)
- Foreign package
Jeff Dussault
Underwriter
Jeff joined U.S. Risk in March 2021. He has 28 years of experience in the property and casualty insurance industry, with backgrounds in both carrier and wholesale underwriting and brokering. Originally from the Northeast, Jeff began his career in 1991 in Manhattan as an underwriter for The Hartford. He moved to Florida in 1993 and focuses on wholesale excess and surplus commercial lines account placements.
Product specialties
- Property
- Cat exposed property
- Builder’s risk
- Inland marine
- General liability
- Liquor liability
- Product liability
- Contractors liability
- Hospitality
- Habitational
- Manufacturing
Garage
William Duvall
Underwriter
William joined U.S. Risk in 2014 as part of the U.S. Risk Pros division located in Dallas, Texas. He underwrites professional liability risks with a focus on miscellaneous professional liability, employment practices liability, and insurance agents errors and omissions.
William graduated from Tarlton State University with a bachelor’s degree in Business Administration. William served in the U.S. Marine Corps as an aircraft mechanic.
Product specialties
- EPLI
- Errors and omissions
- Directors and officers
- Miscellaneous professional
- Insurance agents E&O
- Title agents E&O