ALF

Caregiver Risk Management in Assisted Living Facilities in the Wake of COVID-19

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Senior citizens are considered a high-risk population whenever infectious diseases are an issue. Seniors, especially those living in long-term care centers like assisted living facilities and nursing homes, may be at even higher risk of serious or even fatal complications from infectious disease pathogens. As the global pandemic of COVID-19 continues to wreak havoc, caregivers and managers in care facilities need to understand the risk management practices that can protect their residents. While assisted living facility insurance is an integral part of a more comprehensive risk management plan, careful planning and the implementation of regulatory guidelines can reduce the impact coronavirus is taking on America’s at-risk senior population.

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Why Healthcare Risk Management is Crucial

Why Healthcare Risk Management is Crucial

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In any business environment, managing one’s risks is the key to success. Risk management is the practice of identifying the unique risks inherent in an operation, then taking steps to mitigate those risks. In the healthcare sector, risk management is of the utmost importance; unmanaged risks could result in staff injuries, expensive legal claims, or even the deaths of patients. U.S. Risk Underwriters, a leading broker of specialized insurance solutions for the healthcare industry, understands that healthcare organizations must place risk management at the forefront of their considerations, benefitting the organizations themselves as well as their staff and the patients who rely on them for care. 

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Mental Exhaustion in Healthcare A Risk Factor for Employees and Patients

Mental Exhaustion in Healthcare: A Risk Factor for Employees and Patients

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The healthcare industry continually faces significant challenges as it delivers quality care to millions of patients each year. Some of these challenges are centered on the level of and the complexity of the care provided. Others are directly related to workloads, which have increased in recent years. Healthcare staffers are expected to do more with less, often resulting in employee burnout. U.S. Risk Underwriters, a leading specialty broker of insurance solutions for the healthcare industry, knows that burnout – a severe form of mental exhaustion – is a very serious risk factor that can affect staff and patients alike. Combatting mental exhaustion in staff can dramatically reduce the risks associated with this condition, saving money on expenses while protecting a given facility’s workers and its patients from harm. 

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Ergonomic Risk Factors in Healthcare

Ergonomic Risk Factors in Healthcare

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The healthcare profession is an industry with numerous challenges and risks. Among the many risks healthcare providers face in delivering care is the alarming rate of injuries – a rate that surpasses many other industrial occupations that are understood to be dangerous, such as mining and logging operations. For certain patient demands, such as moving or transferring patients, specialized equipment and practices can help to reduce the instances of staff injuries. U.S. Risk Underwriters, a leading insurance brokerage, knows that healthcare facilities and their managers need to implement ergonomic features as a fundamental risk management strategy. Ergonomic equipment and features can not only reduce injuries, but also have the potential to dramatically lower the costs associated with insurance and legal claims. 

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Cyber Liability Concerns for Healthcare Facilities

Cyber Liability Concerns for Healthcare Facilities

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It is no secret that technology has transformed the healthcare industry. From patient tracking to developing innovative treatment protocols and managing facility providers, staff, and assets, technology has been behind some of the most dramatic advances in healthcare delivery. With more and more healthcare facilities relying on computer-based systems, however, the potential risks have evolved. Among the chief risks is that of cyber liability. In fact, healthcare cybersecurity is one of the top safety issues for today’s healthcare providers. U.S. Risk Underwriters, one of the nation’s leading providers of specialized insurance solutions, knows that cyber liability concerns can wreak havoc on a healthcare facility and its operations. In this guide, we will explore some of the liability issues revolving around cyber exposures, then present tips for defending facility staff members and financial assets from loss.

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