Houston Commercial Underwriting Division 800.833.8803
11200 Richmond Ave., Suite 600
Houston, TX 77082


Property/Casualty Division
This department focuses on small to medium accounts ranging from alarm installation companies to wholesale distributors. They also have specific programs for the following, but not limited to: Builders Risk/OCP, Contractors, Day Nursery or Preschool Coverage, Habitational, Inland Marine, Liquor Liability, Landscaping, Restaurants, Swimming Pool Maintenance, and Special Events.

Programs are written in Texas Only
Carriers:
All "A" Rated Companies
General Commercial applications can be found under the Applications link above
Kyle Richburg Senior Underwriter kyler@usrisk.com
Karen Misiaszek Senior Underwriter karenm@usrisk.com
Ed Adams Senior Underwriter eda@usrisk.com
Rob May Underwriter robm@usrisk.com

Workers Compensation Program
This department focuses on Workers Compensation including USL&H and MEL

Programs are written country wide
Carrier: AIG, Zenith,
Please use ACORD 125 and 130 application

Theresa Drago Broker theresad@usrisk.com

Transportation Program
This Department focuses on Commercial Auto Liability and Physical Damage
(Stand Alone, Hired and Non-Owned)

Program is written in Texas Only
Carriers: All "A" Rated Companies

Download Application Commercial Auto Application

Rob May Underwriter robm@usrisk.com

Garage Program
This program focuses on providing Garage Liability, Dealers Physical Damage and Garage Keepers Liability for Used Car Dealers and Non-Dealers, Auto Repair Shops and Wrecker Services in Texas. Limits available up to $1,000,000 combined single limits.

Program is written in Texas Only
Carriers: St. Paul E&S, Scottsdale Insurance Company, Acceptance Indemnity

Download Application Garage Liability Application

Rob May Underwriter robm@usrisk.com

Umbrella Program
This program provides a Umbrella/Excess Policy which is a flexible product that adds an additional layer of coverage against catastrophic loss. Designed to be the lead umbrella liability or excess liability over primary coverage.

Program is written in Texas only
Carriers: All "A" Rated Companies
Please use ACORD 125, 126, 131, applications and include loss runs

Ed Adams Senior Underwriter eda@usrisk.com