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Tom Havens, ARM, CPCU, RPLU, J.D.
Vice President and Broker
Phone: (800) 851-6501
Mobile: (615) 852-1482
Fax: (877) 491-5907
Email: tomh@usrisk.com
U.S. Risk - Nashville
555 Marriott Drive
Suite 325
Nashville, TN 37214 |
Product Specialties
 Bankers Professional Liability
Crime
Cyberliability
D&O (including difficult to place)
Employment Related Practices
EPLI
Errors and Omissions
Excess Liability
Fiduciary
Financial Institutions D&O
For Profit D&O
Mortgage Impairment
Non-Profit D&O
Professional Liability
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Thomas (Tom) Havens is an Underwriter and Broker for U.S. Risk Financial Services, Inc. in Nashville, TN. Tom has earned several industry designations, including CPCU, RPLU, ARM, and AFSB and is also a licensed member of the State Bar of California.
Tom has spent his 28-year career focused solely on the underwriting, risk management, and marketing of Bond, D&O, Professional and insurance products and services for financial institutions, principally in California and the Western U.S.
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