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The Greatest Risks Facing the Healthcare Sector in 2018

The Greatest Risks Facing the Healthcare Sector in 2018

The healthcare industry has long faced numerous challenges as it delivers quality care to those who need it most. As technology advances, including a greater understanding of disease processes and the tools to treat illness, new risks emerge. Changing regulatory requirements, increased service demand, and workplace violence have also added to the complexities healthcare providers face in daily operations. U.S. Risk Underwriters is a leading brokerage of specialty insurance solutions for unique risk placements across industries. Insurance coverage forms the foundation of risk management in the healthcare sector, providing protection for facilities, employees, and patients alike. In this guide, we’ll explore some of the greatest risks facing healthcare providers in 2018.

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The Legal Obligations of a Community Association

The Legal Obligations of a Community Association

Community associations, typically known as homeowners associations or HOAs, play a vital role in home ownership. Originally developed to help preserve neighborhood continuity and real estate value, today’s community associations are tasked with myriad duties. As a contractually- or statute-obligated organization, a community association is faced with significant legal rights, rules, and responsibilities. U.S. Risk Underwriters, a leading provider of customized insurance solutions for these organizations, knows that community associations must protect themselves and their assets against potential legal claims.

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The Challenges of Insuring the Transportation Market

The Challenges of Insuring the Transportation Market

The transportation industry experiences numerous unique risks. Transporting goods over long distances exposes vehicles, personnel, and cargo to significant risk; an alarming rise in trucking-related fatalities has only added complication to the transportation market. Insuring the industry presents significant challenges as well. Special risks insurance brokers must have a keen understanding of the market, its risks, and the dynamic nature of the industry in order to deliver comprehensive insurance solutions. In this article, we’ll illustrate some of the insurance coverage challenges brokers face when developing insurance programs and services for the transportation industry.

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No-Shows: Why Entertainment Insurance Is Necessary

No-Shows: Why Entertainment Insurance Is Necessary

It takes a lot of effort and creativity to arrange entertainment events such as concerts, films or plays. That’s why decision-makers need comprehensive insurance on their side should the event need to be canceled due to natural disaster, illness, or a man-made tragedy.

Many event planners and professionals in the entertainment industry are not aware that specialized entertainment insurance exists, or they are under the impression that it is an optional coverage that does not cover anything that is not already covered by standard commercial general liability or property insurance policies. However, for many specific exposures, including no-shows, entertainment insurance is the most important policy, and as an insurer, it is important that you ensure that your clients are aware of this.
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The Laws and Restrictions That Every Music Venue Must Follow

The Laws and Restrictions That Every Music Venue Must Follow

Running a music venue might sound freeing, but a few laws and regulations permit the age-old, long-hair-don’t-care environment. If you’re an insurance agent seeking policies for your music-loving client, you should understand the ins and outs of music venues, first. Running a live music venue takes time, dedication and a deep understanding of the law. Between alcohol, age restrictions and liability, the rules themselves might seem a little overwhelming.

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