Posts

The Most Common Occupational Hazards on Film Productions

The Most Common Occupational Hazards on Film Productions

Film and television production sets are often chaotic places, with dozens or even hundreds of people working together to create a memorable shot. Film sets typically include heavy set pieces and props; in a recent production for the iconic Star Wars franchise, a set piece dropped on actor Harrison Ford’s leg, breaking it and requiring him to sit out eight weeks of filming to recover. On-set injuries are unfortunately very common and can go under-reported or unreported altogether. Film production insurance is one way that filmmakers can protect the assets of their production companies as well as their staff and cast members against the losses resulting from injuries. We’ll take a look at common occupational hazards in the film production industry and illustrate how specialty insurance can help mitigate the risks in this dynamic and challenging field.

Read more

How Film Productions Can Avoid Copyright and Other Suits

How Film Productions Can Avoid Copyright and Other Suits

The world of film production is a chaotic one, with millions of dollars in budgets for individual film projects, thousands of cast members and behind-the-scenes staff, and seemingly endless sources of liability. Movie and television producers have had to fight claims of copyright violation and many other types of lawsuits over the years, and the rate of these lawsuits is only increasing. As a risk management tool, entertainment industry veterans know the value of film production insurance, protecting the employees and assets of film production companies against the losses associated with liability claims. In this guide, the role of fair use and copyright in filmmaking will be illustrated, providing insurance agents with the information they need for their entertainment industry clients to make smart decisions and to avoid potential legal issues.

Read more

Best Practices for Minimizing Risks at Large Events

Best Practices for Minimizing Risks at Large Events

Every year, millions of people attend large events ranging from music festivals to performance art shows, sporting events, fairs, and concerts. The overwhelming number of these events are conducted without issue, providing entertainment and enjoyment in a safe, welcoming environment. However, several highly-publicized incidents of violence at public events in recent years have highlighted the need for event planners and venue owners to prepare for worst-case scenarios. Much planning goes into providing security for large events, and to minimize the potential risks, event planners must make security considerations their primary focus. Entertainment insurance is one of several components that help to minimize the risks associated with events; coupled with strong security and careful planning, these events can continue to be enjoyed by millions of attendees.

Read more

Who Stands Liable for Concert or Event Injuries?

Who Stands Liable for Concert or Event Injuries?

Around the world, millions of people attend events like concerts, music festivals, fairs, and theater performances. The overwhelming majority of these events take place without incident, but there have been times when tragedy makes an appearance. Highly-publicized incidents of violence, such as the music festival shooting in Las Vegas in 2017 and a concert suicide bombing in Manchester, United Kingdom the same year stand out in our minds. Concert and event goers have an expectation of safety when attending events, and when an incident occurs, there is often confusion as to which party is liable for the injuries or deaths sustained as a result of the incident. To minimize exposure for concert promoters, event venue owners, and performers, concert insurance represents a smart investment, protecting against financial burdens associated with liability issues.

Read more

No-Shows: Why Entertainment Insurance Is Necessary

No-Shows: Why Entertainment Insurance Is Necessary

It takes a lot of effort and creativity to arrange entertainment events such as concerts, films or plays. That’s why decision-makers need comprehensive insurance on their side should the event need to be canceled due to natural disaster, illness, or a man-made tragedy.

Many event planners and professionals in the entertainment industry are not aware that specialized entertainment insurance exists, or they are under the impression that it is an optional coverage that does not cover anything that is not already covered by standard commercial general liability or property insurance policies. However, for many specific exposures, including no-shows, entertainment insurance is the most important policy, and as an insurer, it is important that you ensure that your clients are aware of this.
Read more

The Laws and Restrictions That Every Music Venue Must Follow

The Laws and Restrictions That Every Music Venue Must Follow

Running a music venue might sound freeing, but a few laws and regulations permit the age-old, long-hair-don’t-care environment. If you’re an insurance agent seeking policies for your music-loving client, you should understand the ins and outs of music venues, first. Running a live music venue takes time, dedication and a deep understanding of the law. Between alcohol, age restrictions and liability, the rules themselves might seem a little overwhelming.

Read more

How Live Music Venues Can Minimize Their Risks

How Live Music Venues Can Minimize Their Risks

Large events such as professional sporting events, live music concerts, and outdoor festivals draw hundreds of thousands of attendees each year. Event promoters and venues have an obligation to provide a safe experience for attendees, and despite their hard work in providing security and hazard-free conditions, incidents do occur. In the case of injuries and property damage, the venue and event organizers may be liable for the costs associated with these incidents. Read more

What Goes Into an Insurance Program for Entertainment Productions?

What Goes Into an Insurance Program for Entertainment Productions?

The entertainment industry faces many unique challenges as companies in this industry produce theatrical productions, films, and live-action events. The risks associated with the entertainment industry vary widely, requiring flexible and comprehensive business insurance policies designed to protect business assets from those risks.

Among those business insurance policies are those policies known as entertainment production insurance. In the entertainment industry, theater productions and movies, television shows, and live events depend on these insurance policies; in fact, many of these productions could not be made without a suitable insurance policy in place to protect the companies involved. Read more

Does Special Events Insurance Cover Terrorism?

Does Special Events Insurance Cover Terrorism?

Tragic events such as the Boston Marathon bombing in 2013 and the 2017 mass-shooting incident targeting attendees of the Route 91 Harvest music festival in Las Vegas have caused many event promoters to question the need for terrorism insurance. Terrorism is on the rise on a global scale, and special events represent a prime target. Read more