Designed for agents with less than $300K in commissions.

Our risk appetite is for P&C Agents & Brokers with limited involvement in specialty lines of coverage as well as
Life & health agents without involvement in Mutual Funds, Viatical Settlements, Variable Annuities or Financial Planning

Coverage Features

  • Independent contractors included in the form
  • Professional services  – insurance broker, insurance agent or general agent
  • Personal Injury  coverage
  • Computer network security coverage
  • Duty to defend
  • Soft Hammer Clause 70/30 split
  • Defendant reimbursement coverage $7500
  • Disciplinary proceedings coverage  $7500
  • Punitive damages covered where insurable by law
  • Final adjudication language
  • Bilateral 3 year extended reporting option
  • Aggregate deductible
  • Spousal coverage

Optional Coverage features available:

  • First Dollar defense
  • Additional insured endorsements
  • Defense outside the limit
  • Insolvency coverage for B+ or greater

Limits and Deductibles

  • Minimum Premium:  $1,655 for a  $1M limit
  • Min Deductible: $1,000
  • Limits to $1M per claim/ $2M aggregate available


Dallas – (800) 232-5830
Crystal Jacobs – Vice President
William Duvall – Underwriter

Danae Plotner – Assistant Underwriter
Amy Northcutt – Assistant Underwriter
Carlin Edelman – Assistant Underwriter

Hartford – (214) 265-4902
Gary Neidle – Vice President/Branch Manager

Santa Ana – (800) 856-7035
Blake Rea – Sr. Underwriter
Vanessa Lujan – Sr. Underwriter

Marketing and Program Flyers

Smaller Agents Flyer (499.7 KiB)