Parking Business is Risky Business... ...that’s why U.S. Risk has an insurance program for parking operators. U.S. Risk’s Parking & Valet Operators Program provides General Liability and Garagekeepers Legal Liability on a broadened, ISO-based form that has been tailored specifically to meet the coverage needs of businesses engaged in operations relating to the parking of customers’ cars. We also offer Excess Liability—with available limits of up to $50 million or more—and automobile coverage for people-mover vehicles. The insurers for our Parking & Valet Operators Program are A.M. Best-rated A XV or better. Parking-related operations for which we offer coverage include self-parking, assisted parking, valet parking, and parking for special events. The exposures may also include incidental operations in conjunction with parking, such as car-washing, auto-detailing, and minor auto repairs; moving of customers’ vehicles to repair facilities for minor repairs; and basic concierge-type services.
COVERAGES OFFERED General Liability ~ Garage and Valet Parking Operators endorsement with expanded coverage ~ Availability of Hired and/or Non-Owned Auto coverage ~ Availablity of Parking Operators Professional Liability Garagekeepers Legal Liability Excess Liability Automobile Liability and Physical Damage Crime / Employee Dishonesty Workers Compensation (Available in Many States)		For more information contact: Connie Fox (800) 856-7035 ext. 201 connief@usrisk.com
LIMITS SUMMARY General Liability Limits: General Aggregate Limit (applies per location): $2,000,000 Premises/Operations Limit: $1,000,000 Products/Completed Operations Aggregate Limit: $1,000,000 Personal and Advertising Injury Limit: $1,000,000 Damage to Premises Rented to You Limit $500,000 Garagekeepers Legal Liability Limits: Limit per Vehicle up to: $ 250,000 Limit per Location: $1,000,000 Minimum Premium: $5,000 We require the following information in order to offer a quote: Signed ACORD application (including Commercial Applicant, GL, and Umbrella sections) Parking and Valet Operators supplemental application - download here Five years' insurance company loss runs (valued within 60 days of expiration date) A schedule of locations, including description and spaces - download here A copy of the insured's employee hiring, training, and safety procedures