Below you will find information on U.S Risk Underwriters and Brokers. Use the drop down menu to filter by Office LocationProgram or Specialty.

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A B C D E F G H J M N P R S T V Z
Photo of Leslie Craft

Leslie Craft

Senior Vice President

Leslie joined U.S. Risk (formerly AUM) in 2003.  She brings over 30 years of experience in the P & C Insurance industry, with backgrounds in both Retail and Wholesale.  She earned her CIC designation in 1997.…More Details
U.S. Risk – SouthlakeU.S. Risk Underwriters Office Address 365 Miron Dr. Suite D Southlake TX 76092 Work Phone: 817-424-1996

Leslie joined U.S. Risk (formerly AUM) in 2003.  She brings over 30 years of experience in the P & C Insurance industry, with backgrounds in both Retail and Wholesale.  She earned her CIC designation in 1997.

 

 

Product Specialties

  • Artisan Contractors
  • Hospitality
  • Manufacturing
  • Products Liability
  • Liquor Liability
  • Builders Risk
  • Contractors Liability
  • Habitational
  • Property
  • General Liability

 

Photo of Charles Espinosa

Charles Espinosa

Vice President and Branch Manager

Charles is the branch and underwriting manager of the US Risk San Francisco Regional office. Charles brings more than 15 years of experience and a strong expertise in Property, General Liability, Personal lines, Garage, Transportation, Professional and Financial Products underwriting to US Risk.…More Details
U.S. Risk San FranciscoU.S. Risk Underwriters Office Address 433 California St. Suite 530 San Francisco CA 94104 Work Phone: 800-232-5830 Work Phone: 415-986-0938

Charles is the branch and underwriting manager of the US Risk San Francisco Regional office. Charles brings more than 15 years of experience and a strong expertise in Property, General Liability, Personal lines, Garage, Transportation, Professional and Financial Products underwriting to US Risk. He began his career at Hartford Insurance Company, where he spent many years underwriting small, middle market and Technology Professional business, primarily in the Northern and Southern California regions. Charles has worked at The St Paul Insurance Company as a Senior Specialty underwriter within the Public Sector Services unit. He spent several years as Vice President /Branch Manager, Black White & Associates Middle Market & Social Services unit where his responsibilities included the day to day management of all product lines along with P&L responsibilities. Most recently, he was a professional and specialty lines manager responsible for production and underwriting at RIC Insurance General Agency. Charles is a recipient of The Hartford financial services prestigious Middle Market Commercial Sales Champion award.

Charles received a B.A in Psychology from the University of Texas at San Antonio.

Product Specialties
  • Artisan/ Trade Contractors
  • Builder’s Risk/Installation Floater
  • Commercial Property
  • Environmental
  • Employment Practices Liability
  • Errors and Omissions
  • Excess Liability
  • Farm and Ranch
  • Foreign Commercial Package
  • Garage Liability
  • Habitational Property
  • Hotel/Motel Property
  • Liquor Liability
  • Mobile Home
  • Non-Profit D&O
  • Personal Dwelling Fire & Homeowners
  • Personal Lines Umbrella
  • Products Liability
  • Private Company D&O
  • Public Company D&O
  • Special Events
  • Umbrella
  • Vacant Property
Photo of John Guadagno

John Guadagno

Executive Vice President of Binding Operations (East Coast)

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U.S. Risk – Melville, Long IslandU.S. Risk Underwriters Office Address 200 Broad Hollow Road Suite 207 Melville NY 11747
Photo of Jonathan Hagan

Jonathan Hagan

Underwriter

Jonathan brings with him over 12 years of experience in the insurance industry and specializes in all lines and classes of commercial insurance.  He is experienced in construction related accounts and will be focused on underwriting as well as brokerage placements for all lines of P&C coverage.…More Details
U.S. Risk – Fort WorthU.S. Risk Underwriters Office Address 801 Cherry St. Suite 2365 Fort Worth TX 76102 Work Phone: 800-232-5830 Work Phone: 817-872-0085

Jonathan brings with him over 12 years of experience in the insurance industry and specializes in all lines and classes of commercial insurance.  He is experienced in construction related accounts and will be focused on underwriting as well as brokerage placements for all lines of P&C coverage.

Jonathan earned a degree in economics from the University of Texas at Austin.

Product Specialties

  • General Liability
  • Contractors Liability
  • Liquor Liability
  • Habitational
  • Inland Marine
  • Excess/Umbrella
  • Property
  • Boiler and Machinery
  • Artisan Contractors
Photo of Clara Jones

Clara Jones

Senior Underwriter

Clara has been working in the insurance industry since 1986 as an underwriter on both the company side as well as the E&S side of the business. For the last 10 years Clara has worked in the Commercial Underwriting Division of U.S.…

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U.S. Risk – DallasU.S. Risk Underwriters Office Address 8401 N. Central Expressway Suite 1000 Dallas TX 75225 Work Phone: 800-232-5830 Work Phone: 214-265-4986

Clara has been working in the insurance industry since 1986 as an underwriter on both the company side as well as the E&S side of the business. For the last 10 years Clara has worked in the Commercial Underwriting Division of U.S. Risk and handles a variety of “main street” type accounts.

Before joining U.S. Risk, Clara worked as a nurse in the healthcare industry. In her spare time Clara enjoys photography, scrapbooking and spending time with her cats.

Product Specialties
  • Adult Daycare
  • Artisan/ Trade Contractors
  • Commercial Property
  • Day Care Center/Nurseries
  • Drilling Rigs/Oil Field Property
  • Environmental
  • General Contractors
  • Habitational Property
  • Liquor Liability
  • Pollution Contractors
  • Products Liability
  • Refinery/Oil and Gas Contractors
  • Residential and Roofing Contractors
  • Umbrella
  • Vacant Property
Photo of Karen Misiaszek

Karen Misiaszek

Senior Underwriter

Karen specializes in underwriting and brokerage of all types of Contractors, Bars/Taverns/Restaurants, Liquor Liability, Storage Tank Pollution Liability, small to medium-sized Inland Marine risks, Commercial Property and Excess lines of coverage.  She has over 25 years of experience in the insurance industry, with 24 as an E&S underwriter and broker. …More Details
U.S. Risk – HoustonU.S. Risk Underwriters Office Address 2050 West Sam Houston Parkway Suite 1500 Houston TX 77042 Work Phone: 800-833-8803 Work Phone: 281-249-4910

Karen specializes in underwriting and brokerage of all types of Contractors, Bars/Taverns/Restaurants, Liquor Liability, Storage Tank Pollution Liability, small to medium-sized Inland Marine risks, Commercial Property and Excess lines of coverage.  She has over 25 years of experience in the insurance industry, with 24 as an E&S underwriter and broker.  Karen joined U.S. Risk in 2001.

Product Specialties
  • Artisan/ Trade Contractors
  • Commercial Property
  • Day Care Center/Nurseries
  • Entertainment
  • Environmental
  • Equipment Floaters, Dealers
  • Excess Liability
  • General Contractors
  • Habitational Property
  • Liquor Liability
  • Products Liability
  • Residential and Roofing Contractors
  • Special Events
  • Umbrella
  • Vacant Property
Photo of Tammy Morgan

Tammy Morgan

Vice President and Senior Underwriter

Tammy specializes in the underwriting fields of Auto, Garage, and Inland Marine.    These fields including but not limited to Trucking, Commercial Auto, Public, Hired Car and Non-owned, Dealers and Non-Dealers.  She has 22 years in the Insurance Industry with the last 17 years as a Transportation Underwriter.…More Details
U.S. Risk – HoustonU.S. Risk Underwriters Home 2050 West Sam Houston Parkway Suite 1500 Houston TX 77042 Work Phone: 800-833-8803 Work Phone: 281-249-4996

Tammy specializes in the underwriting fields of Auto, Garage, and Inland Marine.    These fields including but not limited to Trucking, Commercial Auto, Public, Hired Car and Non-owned, Dealers and Non-Dealers.  She has 22 years in the Insurance Industry with the last 17 years as a Transportation Underwriter.

Product Specialties
  • Auto Liability
  • Artisan/ Trade Contractors
  • Auto Physical Damage
  • Commercial Property
  • Excess Liability
  • Garage
  • General Contractors
  • Habitational Property
  • Motor Truck Cargo
  • Public Auto
  • Social Services
  • Special Events
  • Trucking
  • Umbrella
  • Vacant Property
Photo of Tom Moyer

Tom Moyer

Vice President

Tom has been in the insurance industry since 1970 focusing mainly on major domestic and international based accounts.  Before coming to work for American Underwriting Managers, now a wholly owned subsidiary of US Risk, he worked for another local Managing General Agency for 14 years. …More Details
U.S. Risk – SouthlakeU.S. Risk Underwriters Office Address 365 Miron Drive Suite D Southlake TX 76092 Work Phone: 817-424-1996

Tom has been in the insurance industry since 1970 focusing mainly on major domestic and international based accounts.  Before coming to work for American Underwriting Managers, now a wholly owned subsidiary of US Risk, he worked for another local Managing General Agency for 14 years.  For the past 22 years Tom has focused on all lines of P&C coverage both contract binding and brokerage.

Product Specialties

  • Artisan Contractors
  • General Contractors
  • Commercial Property
  • Habitational
  • Lessor’s Risk
  • General Liability
  • Excess/Umbrella
  • Builders Risk
Photo of Ron Price

Ron Price

Vice President and Branch Manager

Ron has spent all of his 40+ years in the insurance industry in the Excess and Surplus Lines Wholesale arena. His market relationships are strong, enabling him to deliver winning deals on even the most difficult accounts.…More Details
U.S. Risk – AustinU.S. Risk Underwriters Office Address 900 S. Capital of TX Highway Suite 450 Austin TX 78746 Work Phone: 512-691-3043 Cell Phone: 512-736-5310

Ron has spent all of his 40+ years in the insurance industry in the Excess and Surplus Lines Wholesale arena. His market relationships are strong, enabling him to deliver winning deals on even the most difficult accounts. He is a “blend”, handling underwriting authorities and accessing major brokerage markets. Ron has been with U.S. Risk since 1998.

Product Specialties
  • Artisan/ Trade Contractors
  • Builder’s Risk/Installation Floater
  • Commercial Property
  • Environmental
  • Equipment Floaters, Dealers
  • General Contractors
  • Habitational Property
  • Hotel/Motel Property
  • Pollution Contractors
  • Products Liability
  • Refinery/Oil and Gas Contractors
  • Residential and Roofing Contractors
  • Umbrella
  • Vacant Property
  • Wind Property
Photo of Jessica Ragsdale

Jessica Ragsdale

Vice President, Senior Underwriter

Jessi has been with U.S. Risk for the past 10 years as a Commercial Lines Underwriter. She has great relationships with the agents she works with and they know that they can depend on her to provide quotes in a timely manner.…More Details
U.S. Risk – HoustonU.S. Risk Underwriters Office Address 2050 West Sam Houston Parkway Suite 1500 Houston TX 77042 Work Phone: 800-833-8803 Work Phone: 281-249-4951

Jessi has been with U.S. Risk for the past 10 years as a Commercial Lines Underwriter. She has great relationships with the agents she works with and they know that they can depend on her to provide quotes in a timely manner.

Product Specialties
  • Artisan/ Trade Contractors
  • Builder’s Risk/Installation Floater
  • Commercial Property
  • Day Care Center/Nurseries
  • General Contractors
  • Habitational Property
  • Hotel/Motel Property
  • Liquor Liability
  • Products Liability
  • Residential and Roofing Contractors
  • Special Events
  • Sports and Recreation
  • Umbrella
  • Vacant Property
  • Wind Property
Photo of Debbie Ramos, J.D., CPCU

Debbie Ramos, J.D., CPCU

Vice President and Program Administrator

Debbie  Ramos joined the U.S. Risk Pro team in 2013 and works primarily  on Lawyers Professional Liability.  Debbie is a licensed Texas attorney and has  been involved in lawyers’ professional liability insurance for 17 years in  management, underwriting, and production in both retail and wholesale  capacities.…More Details
U.S. Risk – DallasU.S. Risk Underwriters Office Address 8401 N. Central Expressway Suite 1000 Dallas TX 75225 Work Phone: 800-232-5830 Work Phone: 214-647-5012

Debbie  Ramos joined the U.S. Risk Pro team in 2013 and works primarily  on Lawyers Professional Liability.  Debbie is a licensed Texas attorney and has  been involved in lawyers’ professional liability insurance for 17 years in  management, underwriting, and production in both retail and wholesale  capacities.

Debbie holds a Chartered  Property Casualty Underwriter designation.

Product Specialties
  • Lawyers Professional Liability
Photo of Cecil Rhodes

Cecil Rhodes

Vice President and Senior Underwriter

Cecil is a member of the U.S. Risk Energy Department and has a Masters of Insurance Degree from Georgia State University, 39 years experience with various national and regional insurance companies, 31 years specializing in Energy, and 18 years with U.S.…More Details
U.S. Risk – DallasU.S. Risk Underwriters Office Address 8401 N. Central Expressway Suite 1000 Dallas TX 75225 Work Phone: 800-232-5830 Work Phone: 214-265-2435

Cecil is a member of the U.S. Risk Energy Department and has a Masters of Insurance Degree from Georgia State University, 39 years experience with various national and regional insurance companies, 31 years specializing in Energy, and 18 years with U.S. Risk.  Cecil underwrites and brokers Energy business in West and South Texas.

Product Specialties
  • Energy
  • Oil & Gas
Photo of Kyle Richburg

Kyle Richburg

Senior Underwriter

Kyle has 35 years of underwriting experience with the last 22 years as an MGA underwriter/broker in Texas. He handles package & mono-line coverage for a very broad base of business types including contractors, property owners, service, wholesale and retail businesses.…More Details
U.S. Risk – HoustonU.S. Risk Underwriters Office Address 2050 West Sam Houston Parkway Suite 1500 Houston TX 77042 Work Phone: 800-833-8803 Work Phone: 281-249-4913

Kyle has 35 years of underwriting experience with the last 22 years as an MGA underwriter/broker in Texas. He handles package & mono-line coverage for a very broad base of business types including contractors, property owners, service, wholesale and retail businesses. Kyle has a BBA from Southern Methodist University in Dallas, Tx. He joined U S Risk in 2002.

Product Specialties
  • Artisan and General Contractors
  • Builders Risks
  • Commercial property
  • Convenience Stores
  • Day Care Centers
  • Habitational
  • Homeowners Associations
  • Hotel/Motels
  • Retail Businesses
  • Small Manufacturers
  • Special  Events
  • Vacant Property
  • Wholesalers
Photo of Bill Rinker

Bill Rinker

TCAP Program Manager

Bill is responsible for managing the team associated with Community Insurance, including the marketing, production and service of this group. Prior to joining U.S. Risk Bill served in various leadership positions within the brokerage operations he worked, including underwriting, sales, sales management and branch management.…More Details
U.S. Risk – DallasU.S. Risk Underwriters Office Address 8401 N. Central Expressway Suite 1000 Dallas TX 75225 Work Phone: 800-232-5830 Work Phone: 214-265-4950

Bill is responsible for managing the team associated with Community Insurance, including the marketing, production and service of this group. Prior to joining U.S. Risk Bill served in various leadership positions within the brokerage operations he worked, including underwriting, sales, sales management and branch management. He has worked with clients in the following industries; Construction, Retail, Manufacturing, Utilities, Resdential Builders and Residential Community Associations. Prior companies Bill has worked at include; Aon, Countrywide Insurance, AJ Gallagher, Near North Insurance and Arkwright Mutual.

Bill attended Gustavus Adolphus College in St. Peter, MN

Product Specialties

Community Housing Association Classes

  • Condos
  • Townhomes
  • Single Family Homes
  • PUDS
  • Co-ops
  • Commercial Condos
  • Brownstones
Photo of Tammy Tabor

Tammy Tabor

Marketing Director – Southlake Office

Tammy bring with her 30 years of experience in the insurance industry with comprehensive marketing expertise ranging from account relationship management, product marketing, direct public relations, association events, rapport-building skills to significantly enhance growth, profits and long-term relationships.  …More Details
U.S. Risk – SouthlakeU.S. Risk Underwriters Office Address 365 Miron Dr. Suite D Southlake TX 76092 Work Phone: 903-720-9380 Work Phone: 817-424-1996

Tammy bring with her 30 years of experience in the insurance industry with comprehensive marketing expertise ranging from account relationship management, product marketing, direct public relations, association events, rapport-building skills to significantly enhance growth, profits and long-term relationships.  She is a motivated team player with a reputation for professionalism and success in marketing and direct sales efforts.

 

 

Product Specialties

Programs & Underwriting Facilities:

  • Energy/Oil & Gas
  • Financial & Lender Services
  • Long Term Care & Assisted Living
  • Miscellaneous Healthcare
  • Social Services
  • Professional Liability
  • Property/Package
  • General Liability
  • Umbrella/Excess
  • Take1 Entertainment Program
  • StaffPak Program
  • Valet & Parking Operators Program
  • Tailored Community Association Plan Program

Brokerage Specialties:

  • Habitational
  • Contractors
  • Marine
  • Restaurants
  • Bars and Taverns
  • Liquor Liability
  • Manufacturing
  • Financial Services
  • Workers Compensation
  • Professional Liability
  • Energy/Oil & Gas
  • Healthcare