Below you will find information on U.S. Risk underwriters and brokers. Use the drop-down menu to filter by office location, program or specialty.

  • The results are being filtered by the organization: U.S. Risk San Francisco
A B C D E F G H J K L M O P R S T U V W
Photo of Charles Espinosa

Charles Espinosa

Senior Vice President/Branch Manager/Broker

Charles is the branch and underwriting manager of the U.S. Risk San Francisco regional office. Charles has more than 15 years of experience and a strong underwriting expertise in property, general liability, personal lines, garage, transportation, professional and financial products.… Read more
U.S. Risk San FranciscoU.S. Risk Underwriters Office Address 433 California St. Suite 530 San Francisco, California 94104 Work Phone: (800) 232-5830 Work Phone: (415) 986-0938

Charles is the branch and underwriting manager of the U.S. Risk San Francisco regional office. Charles has more than 15 years of experience and a strong underwriting expertise in property, general liability, personal lines, garage, transportation, professional and financial products. He began his career at Hartford Insurance Company, where he spent many years underwriting small, middle market and technology professional business, primarily in the Northern and Southern California regions. Charles has worked at The St. Paul Insurance Company as a senior specialty underwriter within the public sector services unit. He spent several years as Vice President/Branch Manager, Black White & Associates Middle Market & Social Services unit where his responsibilities included the day-to-day management of all product lines along with property and casualty responsibilities. Most recently, he was a professional and specialty lines manager responsible for production and underwriting at RIC Insurance General Agency. Charles is a recipient of The Hartford financial services prestigious Middle Market Commercial Sales Champion award.

Charles received a B.A in Psychology from the University of Texas at San Antonio.

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Product specialties

  • Artisan/trade contractors
  • Builder’s risk/installation floater
  • Commercial property
  • Environmental
  • Employment practices liability
  • Errors and omissions
  • Excess liability
  • Farm and ranch
  • Foreign commercial package
  • Garage liability
  • Habitational property
  • Hotels/motels
  • Liquor liability
  • Mobile homes
  • Non-profit D&O
  • Personal dwelling fire and homeowners
  • Personal lines umbrella
  • Products liability
  • Private company D&O
  • Public company D&O
  • Special events
  • Umbrella
  • Vacant property

Marine product specialties

  • Auto
  • Boat dealers
  • Boat insurance
  • Boat manufacturers
  • Boat repair
  • Bumbershoot
  • Cargo
  • Charter vessels
  • Commercial marine
  • Commercial vessels
  • Crew
  • Fishing vessels
  • Marinas
  • Marine contractors
  • Maritime employers liability
  • Personal watercraft
  • Pollution
  • Recreational marine
  • Rental boats/personal watercraft
  • Work boats
  • Yacht brokers
  • Yacht clubs
Photo of Danielle Sheridan

Danielle Sheridan

Senior Broker

Danielle has over four years of experience in the insurance industry, most recently as an E&S property underwriter for Crum & Foster in their property division in San Francisco. Danielle’s focus at U.S. Risk is brokerage and underwriting casualty, property, excess, professional and marine for all industries.  

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U.S. Risk San Francisco Office Address 433 California St. Suite 530 San Francisco, California 94104 Work Phone: (415) 986-0938

Danielle has over four years of experience in the insurance industry, most recently as an E&S property underwriter for Crum & Foster in their property division in San Francisco. Danielle’s focus at U.S. Risk is brokerage and underwriting casualty, property, excess, professional and marine for all industries.  Danielle serves on the Education Committee of WSIA and the NextGen Committee of the Surplus Lines Association of California, and is an active member of Emerging Insurance Professionals San Francisco Chapter, and Women of Wholesale. Danielle received a Bachelor of Arts degree from Longwood University.

Product specialties

  • Artisan/trade contractors
  • Builder’s risk/installation floater
  • Commercial property
  • Environmental
  • Employment practices liability
  • Errors and omissions
  • Excess liability
  • Farm and ranch
  • Foreign commercial package
  • Garage liability
  • Habitational property
  • Hotels/motels
  • Liquor liability
  • Mobile homes
  • Non-profit D&O
  • Personal dwelling fire and homeowners
  • Personal lines umbrella
  • Products liability
  • Private company D&O
  • Public company D&O
  • Special events
  • Umbrella
  • Vacant property

Marine product specialties

  • Auto
  • Boat dealers
  • Boat insurance
  • Boat manufacturers
  • Boat repair
  • Bumbershoot
  • Cargo
  • Charter vessels
  • Commercial marine
  • Commercial vessels
  • Crew
  • Fishing vessels
  • Marinas
  • Marine contractors
  • Maritime employers liability
  • Personal watercraft
  • Pollution
  • Recreational marine
  • Rental boats/personal watercraft
  • Work boats
  • Yacht brokers
  • Yacht clubs