Below you will find information on U.S. Risk underwriters and brokers. Use the drop-down menu to filter by office location, program or specialty.

  • The results are being filtered by the department: U.S. Risk Underwriters
A B C D E F G H J K L M O P R S T U V W
Photo of Leslie Craft

Leslie Craft

Senior Vice President

Leslie joined U.S. Risk in 2003. She has over 30 years of experience in the property and casualty insurance industry, with backgrounds in both retail and Wholesale. She earned her CIC designation in 1997. Read more
U.S. Risk SouthlakeU.S. Risk Underwriters Office Address 365 Miron Dr. Suite D Southlake, Texas 76092 Work Phone: (214) 265-4992

Leslie joined U.S. Risk in 2003. She has over 30 years of experience in the property and casualty insurance industry, with backgrounds in both retail and Wholesale. She earned her CIC designation in 1997.

Product specialties

  • Artisan contractors
  • Hospitality
  • Manufacturing
  • Product liability
  • Liquor liability
  • Builders risk
  • Contractors liability
  • Habitational
  • Property
  • General liability

 

Photo of Charles Espinosa

Charles Espinosa

Senior Vice President/Branch Manager/Broker

Charles is the branch and underwriting manager of the U.S. Risk San Francisco regional office. Charles has more than 15 years of experience and a strong underwriting expertise in property, general liability, personal lines, garage, transportation, professional and financial products.… Read more
U.S. Risk San FranciscoU.S. Risk Underwriters Office Address 433 California St. Suite 530 San Francisco, California 94104 Work Phone: (800) 232-5830 Work Phone: (415) 986-0938

Charles is the branch and underwriting manager of the U.S. Risk San Francisco regional office. Charles has more than 15 years of experience and a strong underwriting expertise in property, general liability, personal lines, garage, transportation, professional and financial products. He began his career at Hartford Insurance Company, where he spent many years underwriting small, middle market and technology professional business, primarily in the Northern and Southern California regions. Charles has worked at The St. Paul Insurance Company as a senior specialty underwriter within the public sector services unit. He spent several years as Vice President/Branch Manager, Black White & Associates Middle Market & Social Services unit where his responsibilities included the day-to-day management of all product lines along with property and casualty responsibilities. Most recently, he was a professional and specialty lines manager responsible for production and underwriting at RIC Insurance General Agency. Charles is a recipient of The Hartford financial services prestigious Middle Market Commercial Sales Champion award.

Charles received a B.A in Psychology from the University of Texas at San Antonio.

Click HERE to visit our Marine Specialty Program page.

Product specialties

  • Artisan/trade contractors
  • Builder’s risk/installation floater
  • Commercial property
  • Environmental
  • Employment practices liability
  • Errors and omissions
  • Excess liability
  • Farm and ranch
  • Foreign commercial package
  • Garage liability
  • Habitational property
  • Hotels/motels
  • Liquor liability
  • Mobile homes
  • Non-profit D&O
  • Personal dwelling fire and homeowners
  • Personal lines umbrella
  • Products liability
  • Private company D&O
  • Public company D&O
  • Special events
  • Umbrella
  • Vacant property

Marine product specialties

  • Auto
  • Boat dealers
  • Boat insurance
  • Boat manufacturers
  • Boat repair
  • Bumbershoot
  • Cargo
  • Charter vessels
  • Commercial marine
  • Commercial vessels
  • Crew
  • Fishing vessels
  • Marinas
  • Marine contractors
  • Maritime employers liability
  • Personal watercraft
  • Pollution
  • Recreational marine
  • Rental boats/personal watercraft
  • Work boats
  • Yacht brokers
  • Yacht clubs
Photo of Jason Gallegos

Jason Gallegos

Underwriter

Jason has over 7 years of insurance experience, starting at State Farm in 2011 and joining U.S. Risk in 2015. Jason is in the Fort Worth Underwriting Division with binding authority in a wide array of industries, including construction, retail stores, warehouses, LROs, and many others.… Read more
U.S. Risk Fort WorthU.S. Risk Underwriters Office Address 801 Cherry St. Suite 2320 Fort Worth, Texas 76102 Work Phone: (817) 872-0087 Cell Phone: (817) 713-2848

Jason has over 7 years of insurance experience, starting at State Farm in 2011 and joining U.S. Risk in 2015. Jason is in the Fort Worth Underwriting Division with binding authority in a wide array of industries, including construction, retail stores, warehouses, LROs, and many others.

Product specialties

  • General liability
  • Property
  • Package
  • Umbrella
  • Inland marine
Photo of Jonathan Hagan

Jonathan Hagan

Underwriter

Jonathan has over 12 years of experience in the insurance industry and specializes in all lines and classes of commercial insurance. He is experienced in construction related accounts and is focused on underwriting as well as brokerage placements for all lines of property and casualty coverage.… Read more
U.S. Risk Fort WorthU.S. Risk Underwriters Office Address 801 Cherry St. Suite 2320 Fort Worth, Texas 76102 Work Phone: (800) 232-5830 Work Phone: (817) 872-0085

Jonathan has over 12 years of experience in the insurance industry and specializes in all lines and classes of commercial insurance. He is experienced in construction related accounts and is focused on underwriting as well as brokerage placements for all lines of property and casualty coverage.

Jonathan earned a degree in economics from the University of Texas at Austin.

Product specialties

  • General liability
  • Contractors liability
  • Liquor liability
  • Habitational
  • Inland marine
  • Excess/umbrella
  • Property
  • Boilers and machinery
  • Artisan contractors
Photo of Andy Hightower

Andy Hightower

Vice President

Andy joined U.S. Risk in 2014 and handles both underwriting and brokerage accounts in all property and casualty lines and industries. He enjoys partnering in the success of some top-notch retail agents in Texas by providing excellent service, and helping customers understand their risks and coverage needs.… Read more
U.S. Risk SouthlakeU.S. Risk Underwriters Office Address 365 Miron Dr. Suite D Southlake, Texas 76092 Work Phone: (214) 265-4990

Andy joined U.S. Risk in 2014 and handles both underwriting and brokerage accounts in all property and casualty lines and industries. He enjoys partnering in the success of some top-notch retail agents in Texas by providing excellent service, and helping customers understand their risks and coverage needs. For the first 12 years of his insurance career, Andy worked for a large national carrier with roles in claims, service management, and underwriting of middle market and large accounts.

Andy is a graduate of the University of North Texas, where he studied psychology, economics, and insurance, and has earned the CPCU and ARM designations.

Photo of Clara Jones

Clara Jones

Senior Underwriter

Clara has been working in the insurance industry since 1986 as an underwriter on both the company side as well as the E&S side of the business. For the last 10 years, Clara has worked in the commercial underwritingdivision of U.S.…

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U.S. Risk DallasU.S. Risk Underwriters Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (800) 232-5830 Work Phone: (214) 265-4986

Clara has been working in the insurance industry since 1986 as an underwriter on both the company side as well as the E&S side of the business. For the last 10 years, Clara has worked in the commercial underwritingdivision of U.S. Risk and handles a variety of main-street accounts.

Before joining U.S. Risk, Clara worked as a nurse in the healthcare industry. In her spare time, Clara enjoys photography, scrapbooking and spending time with her cats.

Product specialties

  • Adult daycare
  • Artisan/trade contractors
  • Commercial property
  • Daycare centers/nurseries
  • Drilling rigs/oilfield property
  • Environmental
  • General contractors
  • Habitational property
  • Liquor liability
  • Pollution contractors
  • Products liability
  • Refinery/oil and gas contractors
  • Residential and roofing contractors
  • Umbrella
  • Vacant property
Photo of Maggie Mae Kores, CPCU, RPLU

Maggie Mae Kores, CPCU, RPLU

Senior Underwriter

Maggie is a professional liability underwriter with over 12 years of experience and carries both CPCU and RPLU designations. Product specialties
  • Lawyers professional liability
  • Miscellaneous professional liability
Read more
Professional LiabilityU.S. Risk Underwriters Office Address 10 Tower Lane Suite 302 Avon, Connecticut 06001 Work Phone: (860) 201-3232

Maggie is a professional liability underwriter with over 12 years of experience and carries both CPCU and RPLU designations.

Product specialties

  • Lawyers professional liability
  • Miscellaneous professional liability
Photo of Monica Lewis

Monica Lewis

Underwriter

Monica joined U.S. Risk in 2007. With more than 17 years experience in the commercial property and casualty insurance industry, Monica has an extensive background in both retail and wholesale. She has an enduring commitment to delivering exceptional service while meeting the dynamic needs of a variety of clientele for all lines and classes of commercial property and casualty insurance.… Read more
U.S. Risk SouthlakeU.S. Risk Underwriters Office Address 365 Miron Dr. Suite D Southlake, Texas 76092 Work Phone: (214) 265-4987

Monica joined U.S. Risk in 2007. With more than 17 years experience in the commercial property and casualty insurance industry, Monica has an extensive background in both retail and wholesale. She has an enduring commitment to delivering exceptional service while meeting the dynamic needs of a variety of clientele for all lines and classes of commercial property and casualty insurance. Her emphasis includes contractors, lessor’s risk, habitational, hospitality and manufacturing/product related risks.

Product specialties

  • General contractors
  • Artisan contractors
  • Lessor’s risk
  • Habitational
  • Hospitality
  • Manufacturing
  • Products liability
Photo of Linda Mata

Linda Mata

Underwriter/Broker

Linda joined U.S. Risk in 2015, and has 30 years of commercial insurance experience. The last 20 years has been in the excess and surplus lines insurance industry. Linda specializes in underwriting and brokerage accounts for all types of commercial businesses.… Read more
U.S. Risk HoustonU.S. Risk Underwriters Office Address 2050 West Sam Houston Parkway Suite 1500 Houston, Texas 77042 Work Phone: (281) 249-4962

Linda joined U.S. Risk in 2015, and has 30 years of commercial insurance experience. The last 20 years has been in the excess and surplus lines insurance industry. Linda specializes in underwriting and brokerage accounts for all types of commercial businesses. These fields include, but are not limited to commercial property, general liability, packages, inland marine, liquor liability, and excess/umbrella. She has a longtime commitment to providing exceptional service and professionalism in all commercial lines business accounts she works on.

Product specialties

  • Artisan contractors
  • Beauty salons
  • Churches
  • Commercial property
  • Contractors
  • Daycare centers
  • Distributors
  • Habitational (dwellings, apartments, condos)
  • Hotels/Motels
  • Lessor’s risk
  • Retail businesses
  • Shopping centers
  • Wholesalers
Photo of Karen Misiaszek

Karen Misiaszek

Senior Underwriter

Karen joined U.S. Risk in 2001. She specializes in underwriting and brokerage of all types of contractors, bars/taverns/restaurants, liquor liability, storage tank pollution liability, small to medium-sized inland marine risks, commercial property, and excess lines of coverage.… Read more
U.S. Risk HoustonU.S. Risk Underwriters Office Address 2050 West Sam Houston Parkway Suite 1500 Houston, Texas 77042 Work Phone: (800) 833-8803 Work Phone: (281) 249-4910

Karen joined U.S. Risk in 2001. She specializes in underwriting and brokerage of all types of contractors, bars/taverns/restaurants, liquor liability, storage tank pollution liability, small to medium-sized inland marine risks, commercial property, and excess lines of coverage. She has over 25 years of experience in the insurance industry, with 24 as an E&S underwriter and broker.

Product specialties

  • Artisan/trade contractors
  • Commercial property
  • Daycare centers/nurseries
  • Entertainment
  • Environmental
  • Equipment floaters and dealers
  • Excess liability
  • General contractors
  • Habitational property
  • Liquor liability
  • Products liability
  • Residential and roofing contractors
  • Special events
  • Umbrella
  • Vacant property
Photo of Tammy Morgan

Tammy Morgan

Vice President/Senior Underwriter

Tammy specializes in the underwriting fields of auto, garage, and inland marine. These fields include but are not limited to trucking, commercial auto, public, hired and non-owned auto, dealers and non-dealers. She has 22 years in the insurance industry with the last 17 years as a transportation underwriter.

Read more
U.S. Risk HoustonU.S. Risk Underwriters Office Address 2050 West Sam Houston Parkway Suite 1500 Houston, Texas 77042 Work Phone: (800) 833-8803 Work Phone: (281) 249-4996

Tammy specializes in the underwriting fields of auto, garage, and inland marine. These fields include but are not limited to trucking, commercial auto, public, hired and non-owned auto, dealers and non-dealers. She has 22 years in the insurance industry with the last 17 years as a transportation underwriter.

Product specialties

  • Auto liability
  • Artisan/trade contractors
  • Auto physical damage
  • Commercial property
  • Excess liability
  • Garage
  • General contractors
  • Habitational property
  • Motor truck cargo
  • Public auto
  • Social services
  • Special events
  • Trucking
  • Umbrella
  • Vacant property
Photo of Shannon Pollard, ACSR, CISR, CRIS

Shannon Pollard, ACSR, CISR, CRIS

Underwriter

Shannon has over 13 years of experience in the commercial property and casualty insurance industry. She has earned her ACSR, CISR, and CRIS certifications and handles all lines of property and casualty coverage, both underwriting and brokerage accounts.… Read more
U.S. Risk SouthlakeU.S. Risk Underwriters Office Address 365 Miron Dr. Suite D Southlake, Texas 76092 Work Phone: (214) 265-4951

Shannon has over 13 years of experience in the commercial property and casualty insurance industry. She has earned her ACSR, CISR, and CRIS certifications and handles all lines of property and casualty coverage, both underwriting and brokerage accounts. Shannon has a proven record of providing exceptional services to all of her clients.

Product specialties

  • Contractors
  • Commercial property
  • Habitational
  • Lessor’s risk
  • General liability
  • Excess/umbrella
  • Builder’s risk
Photo of Ron Price

Ron Price

Vice President/Branch Manager

Ron has spent all of his 40+ years in the insurance industry in the excess and surplus lines wholesale arena. His market relationships are strong, enabling him to deliver winning deals on even the most difficult accounts.… Read more
U.S. Risk AustinU.S. Risk Underwriters Office Address 900 S. Capital of TX Highway Suite 450 Austin, Texas 78746 Work Phone: (512) 691-3043 Cell Phone: (512) 736-5310

Ron has spent all of his 40+ years in the insurance industry in the excess and surplus lines wholesale arena. His market relationships are strong, enabling him to deliver winning deals on even the most difficult accounts. He is a “blend,” handling underwriting authorities and accessing major brokerage markets. Ron has been with U.S. Risk since 1998.

Product specialties

  • Artisan/trade contractors
  • Builder’s risk/installation floater
  • Commercial property
  • Environmental
  • Equipment floaters and dealers
  • General contractors
  • Habitational property
  • Hotel/motel property
  • Pollution contractors
  • Products liability
  • Refinery/oil and gas contractors
  • Residential and roofing contractors
  • Umbrella
  • Vacant property
  • Wind property
Photo of Kyle Richburg

Kyle Richburg

Senior Underwriter

Kyle has 35 years of underwriting experience with the last 22 years as an MGA underwriter/broker in Texas. He handles package and mono-line coverage for a broad base of business types, including contractors, property owners, service, wholesale and retail businesses.… Read more
U.S. Risk HoustonU.S. Risk Underwriters Office Address 2050 West Sam Houston Parkway Suite 1500 Houston, Texas 77042 Work Phone: (800) 833-8803 Work Phone: (281) 249-4913

Kyle has 35 years of underwriting experience with the last 22 years as an MGA underwriter/broker in Texas. He handles package and mono-line coverage for a broad base of business types, including contractors, property owners, service, wholesale and retail businesses.

Kyle holds a BBA from Southern Methodist University in Dallas, Texas. He joined U.S. Risk in 2002.

Product specialties

  • Artisan and general contractors
  • Builders risks
  • Commercial property
  • Convenience stores
  • Daycare centers
  • Habitational
  • Homeowner associations
  • Hotel/motels
  • Retail businesses
  • Small manufacturers
  • Special events
  • Vacant property
  • Wholesalers
Photo of Bill Rinker

Bill Rinker

TCAP Program Manager

Bill is responsible for managing TCAP, the team associated with community insurance, including the marketing, production and service of this group. Prior to joining U.S. Risk, Bill served in various leadership positions within the brokerage operations in which he worked, including underwriting, sales, sales management and branch management.… Read more
U.S. Risk DallasU.S. Risk Underwriters Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (800) 232-5830 Work Phone: (214) 265-4950

Bill is responsible for managing TCAP, the team associated with community insurance, including the marketing, production and service of this group. Prior to joining U.S. Risk, Bill served in various leadership positions within the brokerage operations in which he worked, including underwriting, sales, sales management and branch management. He has worked with clients in construction, retail, manufacturing, utilities, residential builders and residential community associations. Prior to joining U.S. Risk, Bill has worked at Aon, Countrywide Insurance, A.J. Gallagher, Near North Insurance, and Arkwright Mutual.

Bill attended Gustavus Adolphus College in St. Peter, Minnesota.

Community Housing Association classes

  • Condos
  • Townhomes
  • Single-family homes
  • PUDS
  • Co-ops
  • Commercial condos
  • Brownstones