Below you will find information on U.S. Risk underwriters and brokers. Use the drop-down menu to filter by office location, program or specialty.

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A B C D E F G H J K L M O P R S T U V W
Photo of Joanna Carle

Joanna Carle

Assistant Vice President/Broker/Underwriter

Specializing in property and casualty, with more than fifteen years of E&S experience as both a broker and a company underwriter, Joanna’s diverse background gives her an edge to recognize her client’s needs and deliver solutions.… Read more
U.S. Risk AustinU.S. Risk Brokers Office Address 900 S. Capital of TX Highway Suite 450 Austin, Texas 78746 Work Phone: (512) 691-3055

Specializing in property and casualty, with more than fifteen years of E&S experience as both a broker and a company underwriter, Joanna’s diverse background gives her an edge to recognize her client’s needs and deliver solutions. Her positive, driven, professional approach to business has cultivated strong relationships with both her customers and her markets. For her clients, her blended capability of underwriting authorities and access to major brokerage markets is an advantage, with her appetite ranging from main-street business to complex and dynamic accounts.

Product specialties
  • Artisan/trade contractors
  • Boiler and machinery
  • Builders risk/OCP
  • Commercial property
  • Daycare centers/nurseries
  • Equipment floaters
  • Excess/umbrella
  • General contractors
  • Habitational property
  • Hotel/motel property
  • Liquor liability
  • Residential and roofing contractors
  • Vacant property
  • Wind property
Photo of Chris Christian, CIC, RPLU

Chris Christian, CIC, RPLU

Vice President/Senior Broker

Chris stumbled into insurance in 1985 as a temporary employee at GAF Insurance Services, a bank-affiliated insurance agency in San Diego. After six years with GAF, Chris moved to the carrier side, opening the San Diego branch office of RLI Corp, an underwriter of specialty lines of insurance.… Read more
U.S. Risk DallasU.S. Risk Brokers Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (800) 232-5830 Cell Phone: (760) 415-4213

Chris stumbled into insurance in 1985 as a temporary employee at GAF Insurance Services, a bank-affiliated insurance agency in San Diego. After six years with GAF, Chris moved to the carrier side, opening the San Diego branch office of RLI Corp, an underwriter of specialty lines of insurance. The San Diego office was dedicated to directors and officers liability coverage, and was the launchpad for Chris’s specialization in professional liability.

Product specialties
  • Allied/misc. healthcare
  • Computer consultants
  • Cyber liability
  • D&O (including difficult-to-place)
  • Environmental
  • EPLI
  • Errors and omissions
  • Fiduciary
  • Financial institutions D&O
  • Insurance agents E&O
  • Lawyers
  • Nursing/convalescent Homes
  • Pollution contractors
  • Professional liability
  • Software design/development
Photo of Karla Dacosta

Karla Dacosta

Associate Broker

Karla began her career in the insurance industry in 2011 during her senior year in college, after working for two years as an administrative assistant and later an assistant account manager for the professional division of a surplus lines brokerage in Framingham, Massachusetts. … Read more
U.S. Risk FraminghamU.S. Risk Brokers Office Address 161 Worcester Road Suite 301 Framingham, Massachusetts 01701 Work Phone: (508) 283-6702

Karla began her career in the insurance industry in 2011 during her senior year in college, after working for two years as an administrative assistant and later an assistant account manager for the professional division of a surplus lines brokerage in Framingham, Massachusetts.  In 2012, Karla graduated cum laude from Framingham State University. where she received her B.A. in Business Administration. She then joined the professional division as an account executive specializing in for-profit and non-profit directors and officers liability, employment practices liability, and small miscellaneous E&O accounts.

At U.S. Risk, Karla focuses on D&O, EPL, E&O, and cyber liability, as well assists in our program business.

Product specialties
  • Cyber liability
  • Computer consultants
  • D&O (including difficult-to-place)
  • Environmental
  • EPLI
  • Errors and omissions
  • Fiduciary
  • Financial institutions D&O
  • Insurance agents E&O
  • Lawyers
  • Professional liability
  • Software design/development
Photo of Jennifer Delatorre

Jennifer Delatorre

Broker

Jennifer graduated with a Bachelor of Arts from Baylor University in 2008 and worked for Swett & Crawford in Los Angeles for five years before moving back to Texas. Recently Jennifer worked at another DFW wholesaler until coming to U.S.… Read more
U.S. Risk DallasU.S. Risk Brokers Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (214) 265-4909 Work Phone: (626) 390-5407

Jennifer graduated with a Bachelor of Arts from Baylor University in 2008 and worked for Swett & Crawford in Los Angeles for five years before moving back to Texas. Recently Jennifer worked at another DFW wholesaler until coming to U.S. Risk in July 2016. At U.S. Risk, Jennifer focuses primarily on professional liability risks including but not limited to EPLI, D&O, E&O, miscellaneous professional, and lawyers professional.

Jennifer is based in Dallas but works closely with Dave Perkins in our Framingham, Massachusetts office.

Product specialties

  • EPLI
  • D&O
  • E&O
  • Lawyers professional
  • Miscellaneous professional
  • Cyber liability
  • Fiduciary
  • Crime
Photo of Brian Edwards

Brian Edwards

Underwriter

Brian has over 12 years of experience in the insurance industry. He specializes in brokerage of E&S commercial property risks with an emphasis on the hospitality industry. At U.S. Risk, Brian is a member of the TCAP team that writes a wide variety of community association exposures across the country.… Read more
U.S. Risk DallasU.S. Risk Brokers Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (800) 232-5830 Work Phone: (214) 265-4906

Brian has over 12 years of experience in the insurance industry. He specializes in brokerage of E&S commercial property risks with an emphasis on the hospitality industry. At U.S. Risk, Brian is a member of the TCAP team that writes a wide variety of community association exposures across the country.

Brian earned a Bachelor of Business Administration degree from Ohio University.

Product specialties

  • Property
  • Coastal property
  • Wind deductible buyback
  • Earthquake
  • Habitational
  • Condo associations
  • Excess/umbrella
  • Inland marine
Photo of Tony Greer

Tony Greer

Vice President

Tony joined U.S. Risk in 2011 and is currently responsible for the production and marketing of all lines of property and casualty business. His expertise is in the placement of property and casualty lines, specifically energy and environmental classes as well as habitational risks. Read more
U.S. Risk AustinU.S. Risk Brokers Office Address 900 S. Capital of TX Highway Suite 450 Austin, Texas 78746 Work Phone: (512) 691-3038

Tony joined U.S. Risk in 2011 and is currently responsible for the production and marketing of all lines of property and casualty business. His expertise is in the placement of property and casualty lines, specifically energy and environmental classes as well as habitational risks.

Photo of Traci Huskey, CPSR

Traci Huskey, CPSR

Underwriter

As an indispensable member of our underwriting team, Traci focuses on multistate risks and the placement of workers’ compensation risks for her agents located throughout the nation. Traci has over 18 years of experience in the workers’ compensation insurance industry.… Read more
U.S. Risk SarasotaU.S. Risk Brokers Office Address 3665 Bee Ridge Road Suite 214 Sarasota, Florida 34233 Work Phone: (941) 309-7101

As an indispensable member of our underwriting team, Traci focuses on multistate risks and the placement of workers’ compensation risks for her agents located throughout the nation.

Traci has over 18 years of experience in the workers’ compensation insurance industry. She began her career at RISCORP, which was later acquired by The Zenith. Throughout her career, Traci has held a variety of positions including auditing of workers’ compensation policies and serving as middle market underwriter for hard-to-place workers’ compensation risks.

In 2003, Traci obtained her 440 Property & Casualty license along with the nationally recognized CPSR Designation. Her strong background in workers’ compensation insurance provides her agents with the knowledge they seek and diverse markets nationwide. This combination of knowledge and access to key markets has led to many successful placements for her agents across the country, resulting in a strong and varied book of workers’ compensation business for our carrier partners.

Photo of Holly Jester, ACSR

Holly Jester, ACSR

Associate Broker

Holly joined U.S. Risk in March 2017. She has over 37 years of commercial insurance experience. Read more
U.S. Risk DallasU.S. Risk Brokers Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (214) 265-2410 Cell Phone: (972) 998-1391

Holly joined U.S. Risk in March 2017. She has over 37 years of commercial insurance experience.

Product specialties

  • Property/casualty (including coastal)
  • General liability
  • Property
  • Hotels/motels
  • Condos and apartments
  • Lessor’s risk
  • Restaurants/bars/taverns
Photo of Laura Kenebrew

Laura Kenebrew

Senior Underwriter

Laura joined U.S. Risk in August 2017 as Senior Underwriter. She has 27 years of commercial property and casualty experience. Her focus includes contractors, lessor's risk, and hospitality. Read more
U.S. Risk DallasU.S. Risk Brokers Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (214) 265-4940 Cell Phone: (214) 497-4715

Laura joined U.S. Risk in August 2017 as Senior Underwriter. She has 27 years of commercial property and casualty experience. Her focus includes contractors, lessor’s risk, and hospitality.

Product specialties

  • Artisan/trade contractors
  • Builder’s risk/installation floater
  • Commercial property
  • Garage liability
  • Habitational property
  • Hotel/motel property
  • Liquor liability
  • Mobile home
  • Special events
  • Umbrella
  • Vacant property
  • General contractors
Photo of Noel Martinsen

Noel Martinsen

Executive Vice President/Branch Manager

Noel specializes in brokerage casualty lines and marine liability with a heavy emphasis on contractors and product driven accounts. He has E&S experience of 42 years, of which the past thirteen years has been with U.S.… Read more
U.S. Risk MetairieU.S. Risk Brokers Office Address 2424 Edenborn Ave. Suite 270 Metairie, Louisiana 70001 Work Phone: (800) 234-0754

Noel specializes in brokerage casualty lines and marine liability with a heavy emphasis on contractors and product driven accounts. He has E&S experience of 42 years, of which the past thirteen years has been with U.S. Risk. He is involved with general liability, umbrella/excess, maritime employers liability, and environmental packages, as well as professional liability for hard-to-place risks. He is primarily a broker but does have underwriting authority with respect to maritime employers liability and umbrella liability with underwriters at Lloyd’s of London.

Product specialties

  • Environmental
  • Excess liability
  • Excess maritime employers (workers’ compensation)
  • General contractors
  • Marine – wet
  • Offshore oil drilling and service risks
  • Pollution contractors
  • Products liability
  • Refinery/oil and gas contractors
  • Refinery/petrochemical risks
  • Residential and roofing contractors
  • Umbrella
Photo of Tim Patrick

Tim Patrick

Senior Broker/Underwriter

Tim is both a branch office underwriting manager and a broker. He has thirty years experience, having worked as a company underwriter, retail agency marketing and E&S broking and underwriting. His expertise is getting it done at the broadest terms possible at the fairest price to all parties involved in the transaction. Read more
U.S. Risk LafayetteU.S. Risk Brokers Office Address Lafayette, Louisiana Work Phone: (877) 319-4348 Cell Phone: (615) 945-7448 Work Fax: (877) 892-9771

Tim is both a branch office underwriting manager and a broker. He has thirty years experience, having worked as a company underwriter, retail agency marketing and E&S broking and underwriting. His expertise is getting it done at the broadest terms possible at the fairest price to all parties involved in the transaction.

Product specialties

  • Artisan/trade contractors
  • Commercial property
  • DIC/earthquake/flood
  • Environmental
  • Excess liability
  • Foreign coverages
  • General contractors
  • Habitational property
  • Liquor liability
  • Products liability
  • Special events
  • Umbrella
  • Vacant property
Photo of Dave Perkins

Dave Perkins

Executive Vice President/Branch Manager

Dave is an Executive Vice President and branch manager of the Massachusetts office of U.S. Risk Brokers, Inc. Dave has over 25 years of insurance experience and has the professional designation of Registered Professional Liability Underwriter (RPLU).… Read more
U.S. Risk FraminghamU.S. Risk Brokers Office Address 161 Worcester Rd. Suite 301 Framingham, Massachusetts 01701 Work Phone: (508) 283-6701 Cell Phone: (508) 864-4446

Dave is an Executive Vice President and branch manager of the Massachusetts office of U.S. Risk Brokers, Inc. Dave has over 25 years of insurance experience and has the professional designation of Registered Professional Liability Underwriter (RPLU). Dave’s expertise extends to the areas of cyber/privacy coverage, management liability, employment practices liability, professional liability, medical malpractice and other specialty insurance products. He has specific industry expertise with public and private companies, financial institutions, technology, media, healthcare and education.

Dave is a regular speaker at national insurance conferences in the areas of cyber/privacy coverage, directors and officers liability, and employment practices liability.

Product specialties

  • Cyber liability
  • Computer consultants
  • D&O (including difficult-to-place)
  • Environmental
  • EPLI
  • Errors and omissions
  • Fiduciary
  • Financial institutions D&O
  • Insurance agents E&O
  • Lawyers
  • Professional liability
  • Software design/development
Photo of Dutch Phillips

Dutch Phillips

Vice President/Senior Broker

Dutch brings with him over ten years of years of experience in the insurance industry, working as both a broker and underwriter. He specializes in casualty with emphasis on energy and products related risks, which is his focus at U.S.… Read more
U.S. Risk HoustonU.S. Risk Brokers Office Address 2050 West Sam Houston Parkway Suite 1500 Houston, Texas 77042 Work Phone: (281) 249-4958 Work Phone: (800) 833-8803

Dutch brings with him over ten years of years of experience in the insurance industry, working as both a broker and underwriter. He specializes in casualty with emphasis on energy and products related risks, which is his focus at U.S. Risk. Previously Dutch worked for AmWINS Brokerage of Texas.

Product specialties

  • Casualty
  • Property
  • Energy
  • Products
  • Umbrella
  • Contractors
  • Wrap-ups
Photo of Jeana Ramos

Jeana Ramos

Vice President

Jeana joined U. S. Risk in 2016 as a Vice President in the Lodi branch.  She has been involved in excess and surplus Lines since 1994.  She has a strong expertise in general liability, property and professional and financial products.… Read more
U.S. Risk LodiU.S. Risk Brokers Office Address 330 South Fairmont Ave. Suite 2 Lodi, California 95240 Work Phone: (209) 365-6130 Work Phone: (866) 699-2747

Jeana joined U. S. Risk in 2016 as a Vice President in the Lodi branch.  She has been involved in excess and surplus Lines since 1994.  She has a strong expertise in general liability, property and professional and financial products. She has a specialization in commercial recreational marine and has placed complex coverages for marinas, boat manufacturers, boat repairers and boat dealers. Prior to joining U. S. Risk, she was a partner and the leading producer in an agency that specialized in the placement of marine accounts as well as all excess and eurplus lines of coverage.

Jeana has a B.S. degree in Paralegal Studies with a minor in Community Affairs.

Product specialties

  • Auto
  • Boat dealers
  • Boat insurance
  • Boat manufacturers
  • Boat repair
  • Bumbershoot
  • Cargo
  • Charter vessels
  • Commercial marine
  • Commercial vessels
  • Crew
  • Fishing vessels
  • Marinas
  • Marine contractors
  • Maritime employers liability
  • Personal watercraft
  • Pollution
  • Recreational marine
  • Rental Boats/personal watercraft
  • Work boats
  • Yacht brokers
  • Yacht clubs
Photo of Travis Reynolds

Travis Reynolds

Assistant Vice President/Senior Broker

Travis has over 12 years experience in underwriting and brokering. He currently brokers casualty and property coverages for a variety of classes of business including all types of contractors, energy, product related risks,  environmental, and habitational accounts. Read more
U.S. Risk AustinU.S. Risk Brokers Office Address 900 S. Capital of TX Highway Suite 450 Austin, Texas 78746 Work Phone: (512) 691-3054

Travis has over 12 years experience in underwriting and brokering. He currently brokers casualty and property coverages for a variety of classes of business including all types of contractors, energy, product related risks,  environmental, and habitational accounts.

Product specialties

  • Artisan/trade contractors
  • Builder’s risk/installation floater
  • Commercial property
  • Environmental
  • Equipment floaters and dealers
  • Excess liability
  • General contractors
  • Habitational property
  • Liquor liability
  • Pollution contractors
  • Product liability
  • Residential and roofing contractors
  • Umbrella
  • Vacant property
  • Wind property
Photo of Wendy Sanderson

Wendy Sanderson

Senior Property and Casualty Broker

Wendy joined U.S. Risk in 2015 as a member of the Sarasota, Florida underwriting/brokerage team. With a combined 20 years of experience in E&S and workers’ compensation, Wendy operates in a dual capacity for our Workers' Compensation division.… Read more
U.S. Risk SarasotaU.S. Risk Brokers Office Address 3665 Bee Ridge Road Suite 214 Sarasota, Florida 34233 Work Phone: (941) 309-7203

Wendy joined U.S. Risk in 2015 as a member of the Sarasota, Florida underwriting/brokerage team. With a combined 20 years of experience in E&S and workers’ compensation, Wendy operates in a dual capacity for our Workers’ Compensation division. As an E&S broker focusing on contractors, hospitality, manufacturing and habitational business, Wendy helps round out current workers’ compensation clients through her cross-selling approach. In addition, Wendy is the Workers’ Compensation Marketing/Business Development Representative responsible for the eastern U.S.

Product specialties

  • Worker’s compensation
  • Commercial general liability
  • Commercial liquor liability
  • Commercial umbrella
  • Commercial property
Photo of Pam Schultz

Pam Schultz

Broker

Pam is a veteran excess and surplus lines broker with over 12 years of industry experience. Pam is recognized as a seasoned expert in the placement of executive liability and bonds for banks and thrifts. She also focuses on placement of professional liability lines for commercial accounts.… Read more
U.S. Risk NashvilleU.S. Risk Brokers Office Address 2550 Meridian Suite 270 Franklin, Tennessee 37067 Work Phone: (800) 851-6501 Work Phone: (615) 760-1082

Pam is a veteran excess and surplus lines broker with over 12 years of industry experience. Pam is recognized as a seasoned expert in the placement of executive liability and bonds for banks and thrifts. She also focuses on placement of professional liability lines for commercial accounts.

Before joining U.S. Risk, Pam attended college in Florida and spent 15 years outside the insurance industry as a staff accountant with training and supervisory responsibilities.

Product specialties

  • Bankers professional liability
  • Crime
  • Cyber liability
  • D&O (including difficult-to-place)
  • EPLI
  • Errors and omissions
  • Fiduciary
  • Financial institutions D&O
  • For-profit D&O
  • Insurance agents E&O
  • Lawyers
  • Mortgage impairment
  • Non-profit D&O
  • Professional liability
Photo of Patricia Sutton

Patricia Sutton

Vice President/Senior Broker

Pat specializes in brokerage of both property and casualty lines. She has over thirty years of E&S experience. Before joining U.S. Risk, Pat was the property manager for Hartford Specialty in Dallas. Pat specializes in all lines of property and liability classes (both GL and excess liability).… Read more
U.S. Risk DallasU.S. Risk Brokers Office Address 8401 N. Central Expressway Suite 1000 Dallas, Texas 75225 Work Phone: (800) 232-5830 Work Phone: (214) 265-2436

Pat specializes in brokerage of both property and casualty lines. She has over thirty years of E&S experience. Before joining U.S. Risk, Pat was the property manager for Hartford Specialty in Dallas. Pat specializes in all lines of property and liability classes (both GL and excess liability). In addition, she has an extensive background placing inland marine accounts for oil and gas/drilling contractors, builders risk for both commercial and residential, and contractor’s equipment.

Product specialties

  • Builder’s risk/installation floater
  • Commercial property
  • DIC/earthquake/flood
  • Drilling rigs/oilfield property
  • Equipment floaters and dealers
  • Excess liability
  • General contractors
  • Habitational property
  • Motor truck cargo
  • Products liability
  • Refinery/petrochemical risks
  • Residential and roofing contractors
  • Umbrella
  • Vacant Property
  • Wind property
Photo of Marla Timmons

Marla Timmons

Senior Broker

Marla has worked for over 30 years in the insurance industry, and has many years experience with all professional liability lines. Marla currently writes all types of professional liability, including E&O, D&O, EPLI, and network security and privacy (cyber liability).… Read more
U.S. Risk HoustonU.S. Risk Brokers Office Address 2050 West Sam Houston Parkway Suite 1500 Houston, Texas 77042 Work Phone: (800) 833-8803 Work Phone: (281) 249-4991

Marla has worked for over 30 years in the insurance industry, and has many years experience with all professional liability lines. Marla currently writes all types of professional liability, including E&O, D&O, EPLI, and network security and privacy (cyber liability). She has experience in various insurance industry genres and has also taught insurance and risk management education courses.

Product specialties

  • Allied/misc. healthcare
  • Bankers professional liability
  • Computer consultants
  • Crime
  • Cyber liability
  • D&O (including difficult-to-place)
  • Employment practices
  • Errors and omissions
  • Financial institutions D&O
  • For-profit D&O
  • Insurance agents E&O
  • Lawyers
  • Non-profit D&O
  • Professional liability
  • Software design/development