When Does a Business Need Liquor Liability Insurance?

When Does a Business Need Liquor Liability Insurance?

Any business that manufactures, sells, or serves alcoholic beverages faces unique risks in their operation. Legal claims from damages or injury related to alcohol consumption can lead to thousands or even millions of dollars in costs, potentially harming the business and its financial assets. To protect against these losses, liquor liability insurance is a smart risk management practice. U.S. Risk Underwriters, a leading specialty lines insurance broker, knows that liability insurance provides financial protection as well as peace of mind for alcohol-related businesses. In this guide, we’ll explore liquor liability insurance, its major types, and the typical coverages it can provide.

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