U.S. Risk Underwriters President Wayne Carter named in Insurance Business America’s Hot 100 for 2019

Wayne Carter, President of U.S. Risk Underwriters, was named one of the Hot 100 most influential people in the insurance industry for 2019 by Insurance Business America.

The Critical Value of Valet-Parking Insurance

The Critical Value of Valet-Parking Insurance

Once reserved for upscale establishments, valet parking of patrons’ vehicles is now as common as that famous chain with the yellow arches. No longer confined to fine-dining restaurants, exclusive clubs, or resorts and hotels, valet parking is now seen at businesses as diverse as car dealerships, airports, medical centers, and even grocery stores. Most of the time these venues subcontract their valet parking to a parking professional that specializes in these operations. The valet operator then becomes contractually liable for all claims relating to their parking duties.

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Slip and Fall Injuries: A Twofold Liability in Healthcare Facilities

Slip and Fall Injuries: A Twofold Liability in Healthcare Facilities

Healthcare facilities like hospitals, clinics, and long-term care operations are tasked with providing compassionate and effective care to their patients. These facilities also have a duty to provide safe working conditions for their staff. Most people think of healthcare facilities as safe places to work, but Bureau of Labor Statistics figures suggest otherwise. Slip and fall hazards are some of the most common sources of injury, both for patients and facility staff. U.S. Risk Underwriters, a leading specialty insurance broker, knows that healthcare facilities can protect their patients, their staff, and their assets with liability insurance as a part of an overall risk management strategy.

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How the Rise of Autonomous Vehicles May Affect Transportation and Insurance

How the Rise of Autonomous Vehicles May Affect Transportation and Insurance

Long a part of science-fiction novels describing a technologically-advanced future, self-driving cars have become reality. Numerous companies have developed the autonomous vehicle technologies needed to safely navigate America’s highways and byways. With the rise of these self-driving vehicles, new considerations of risk and of insurance have become apparent. These vehicles have the potential to change the insurance landscape dramatically, leading to questions about liability and the solutions insurance companies like U.S. Risk Underwriters will need to implement to protect drivers, their vehicles, and the companies manufacturing and selling autonomous trucks and cars.

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What Businesses Need to Know About Pollution Insurance

What Businesses Need to Know About Pollution Insurance

Businesses face many challenges as they conduct operations each year, and often have unique risks associated with the business environment. To help mitigate some of the risk exposures these businesses face, some form of commercial general liability (CGL) policy is typically purchased. One aspect that many businesses do not take into account, however, is that of pollution liability. What if a business were to become involved in an environmental event, such as a hazardous materials spill or groundwater contamination? U.S. Risk Underwriters, a leading provider of specialty underwriting programs for commercial and professional needs, believes that nearly all businesses can benefit from the added protection of pollution liability insurance.

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When Does a Business Need Liquor Liability Insurance?

When Does a Business Need Liquor Liability Insurance?

Any business that manufactures, sells, or serves alcoholic beverages faces unique risks in their operation. Legal claims from damages or injury related to alcohol consumption can lead to thousands or even millions of dollars in costs, potentially harming the business and its financial assets. To protect against these losses, liquor liability insurance is a smart risk management practice. U.S. Risk Underwriters, a leading specialty lines insurance broker, knows that liability insurance provides financial protection as well as peace of mind for alcohol-related businesses. In this guide, we’ll explore liquor liability insurance, its major types, and the typical coverages it can provide.

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How Agencies Can Utilize Temporary Staffing During the Holiday Season

How Agencies Can Utilize Temporary Staffing During the Holiday Season

As Thanksgiving approaches, companies across the country are gearing up for the busy holiday season. Extra hands may be needed to handle the increased workload. An increase in employee absences due to seasonal illnesses, coupled with a rise in holiday-related vacations, take their toll on the workforce. Faced with potential employee shortages, there are only a few options available to employers as they enter the holiday season. As one possible solution, many companies turn to temporary staffing agencies for help. It is critical that staffing agencies have some form of liability insurance to protect themselves and their clients; staffing insurance such as our StaffPak program serves to cover against a wide variety of staffing related liability exposures.

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The Greatest Risks Facing the Healthcare Sector in 2018

The Greatest Risks Facing the Healthcare Sector in 2018

The healthcare industry has long faced numerous challenges as it delivers quality care to those who need it most. As technology advances, including a greater understanding of disease processes and the tools to treat illness, new risks emerge. Changing regulatory requirements, increased service demand, and workplace violence have also added to the complexities healthcare providers face in daily operations. U.S. Risk Underwriters is a leading brokerage of specialty insurance solutions for unique risk placements across industries. Insurance coverage forms the foundation of risk management in the healthcare sector, providing protection for facilities, employees, and patients alike. In this guide, we’ll explore some of the greatest risks facing healthcare providers in 2018.

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The Legal Obligations of a Community Association

The Legal Obligations of a Community Association

Community associations, typically known as homeowners associations or HOAs, play a vital role in home ownership. Originally developed to help preserve neighborhood continuity and real estate value, today’s community associations are tasked with myriad duties. As a contractually- or statute-obligated organization, a community association is faced with significant legal rights, rules, and responsibilities. U.S. Risk Underwriters, a leading provider of customized insurance solutions for these organizations, knows that community associations must protect themselves and their assets against potential legal claims.

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