The Effects of the Driver Shortage on the Transportation Industry

The Effects of the Driver Shortage on the Transportation Industry

The world’s economy depends on the timely and safe delivery of goods from manufacturers to consumers. Trucking is the cornerstone of industry; without trucks and drivers, companies are limited in sales, and consumers may have difficulties in obtaining the products they demand. Looking at America’s highways and byways, one may be surprised to learn that the transportation industry is facing an unprecedented driver shortage. U.S. Risk Underwriters, a leading provider of specialty insurance solutions for the transportation industry, knows that companies are scrambling to understand the reasons behind the driver shortage. In this guide, we will take a deeper look at the U.S. driver shortage and ways that the transportation industry is addressing this challenge.

Read more

The Greatest Sources of Injury in Welding Operations

The Greatest Sources of Injury in Welding Operations

Among occupations in the construction and manufacturing trades, welding represents one of the most hazardous. The process of joining metal parts together using high-voltage electrical currents or volatile gases and heat is inherently dangerous, even for skilled professionals. Most manufacturing operations have implemented rigorous standards to ensure the safety of their personnel; this aspect of the risk management strategy also typically includes welding and fabrication insurance to protect against liability claims. Even with these protections in place, welding remains a leading source of injury. In this guide, we will explore the greatest sources of injury in welding operations and address solutions for minimizing risks.

Read more

U.S. Risk Underwriters President Wayne Carter named in Insurance Business America’s Hot 100 for 2019

Wayne Carter, President of U.S. Risk Underwriters, was named one of the Hot 100 most influential people in the insurance industry for 2019 by Insurance Business America.

The Critical Value of Valet-Parking Insurance

The Critical Value of Valet-Parking Insurance

Once reserved for upscale establishments, valet parking of patrons’ vehicles is now as common as that famous chain with the yellow arches. No longer confined to fine-dining restaurants, exclusive clubs, or resorts and hotels, valet parking is now seen at businesses as diverse as car dealerships, airports, medical centers, and even grocery stores. Most of the time these venues subcontract their valet parking to a parking professional that specializes in these operations. The valet operator then becomes contractually liable for all claims relating to their parking duties.

Read more

Slip and Fall Injuries: A Twofold Liability in Healthcare Facilities

Slip and Fall Injuries: A Twofold Liability in Healthcare Facilities

Healthcare facilities like hospitals, clinics, and long-term care operations are tasked with providing compassionate and effective care to their patients. These facilities also have a duty to provide safe working conditions for their staff. Most people think of healthcare facilities as safe places to work, but Bureau of Labor Statistics figures suggest otherwise. Slip and fall hazards are some of the most common sources of injury, both for patients and facility staff. U.S. Risk Underwriters, a leading specialty insurance broker, knows that healthcare facilities can protect their patients, their staff, and their assets with liability insurance as a part of an overall risk management strategy.

Read more

How the Rise of Autonomous Vehicles May Affect Transportation and Insurance

How the Rise of Autonomous Vehicles May Affect Transportation and Insurance

Long a part of science-fiction novels describing a technologically-advanced future, self-driving cars have become reality. Numerous companies have developed the autonomous vehicle technologies needed to safely navigate America’s highways and byways. With the rise of these self-driving vehicles, new considerations of risk and of insurance have become apparent. These vehicles have the potential to change the insurance landscape dramatically, leading to questions about liability and the solutions insurance companies like U.S. Risk Underwriters will need to implement to protect drivers, their vehicles, and the companies manufacturing and selling autonomous trucks and cars.

Read more

What Businesses Need to Know About Pollution Insurance

What Businesses Need to Know About Pollution Insurance

Businesses face many challenges as they conduct operations each year, and often have unique risks associated with the business environment. To help mitigate some of the risk exposures these businesses face, some form of commercial general liability (CGL) policy is typically purchased. One aspect that many businesses do not take into account, however, is that of pollution liability. What if a business were to become involved in an environmental event, such as a hazardous materials spill or groundwater contamination? U.S. Risk Underwriters, a leading provider of specialty underwriting programs for commercial and professional needs, believes that nearly all businesses can benefit from the added protection of pollution liability insurance.

Read more

When Does a Business Need Liquor Liability Insurance?

When Does a Business Need Liquor Liability Insurance?

Any business that manufactures, sells, or serves alcoholic beverages faces unique risks in their operation. Legal claims from damages or injury related to alcohol consumption can lead to thousands or even millions of dollars in costs, potentially harming the business and its financial assets. To protect against these losses, liquor liability insurance is a smart risk management practice. U.S. Risk Underwriters, a leading specialty lines insurance broker, knows that liability insurance provides financial protection as well as peace of mind for alcohol-related businesses. In this guide, we’ll explore liquor liability insurance, its major types, and the typical coverages it can provide.

Read more

How Agencies Can Utilize Temporary Staffing During the Holiday Season

How Agencies Can Utilize Temporary Staffing During the Holiday Season

As Thanksgiving approaches, companies across the country are gearing up for the busy holiday season. Extra hands may be needed to handle the increased workload. An increase in employee absences due to seasonal illnesses, coupled with a rise in holiday-related vacations, take their toll on the workforce. Faced with potential employee shortages, there are only a few options available to employers as they enter the holiday season. As one possible solution, many companies turn to temporary staffing agencies for help. It is critical that staffing agencies have some form of liability insurance to protect themselves and their clients; staffing insurance such as our StaffPak program serves to cover against a wide variety of staffing related liability exposures.

Read more